{"id":48866,"date":"2025-07-28T20:53:03","date_gmt":"2025-07-29T00:53:03","guid":{"rendered":"https:\/\/prefblog.com\/?p=48866"},"modified":"2025-07-28T20:53:03","modified_gmt":"2025-07-29T00:53:03","slug":"july-28-2025","status":"publish","type":"post","link":"https:\/\/prefblog.com\/?p=48866","title":{"rendered":"July 28, 2025"},"content":{"rendered":"

I haven’t had any fun for a while. So I’m going to start a campaign to increase contrast between foreground (text & symbols) and background on websites and applications, in accordance with the Mozilla guidelines thereof<\/a>:<\/p>\n

\n\n\n\n\n\n\n
Type of content<\/th>\nMinimum ratio (AA rating)<\/th>\nEnhanced ratio (AAA rating)<\/th>\n<\/tr>\n<\/thead>\n
Body text<\/td>\n4.5 : 1<\/td>\n7 : 1<\/td>\n<\/tr>\n
Large-scale text (120-150% larger than body text)<\/td>\n3 : 1<\/td>\n4.5 : 1<\/td>\n<\/tr>\n
Active user interface components and graphical objects such as icons and graphs<\/td>\n3 : 1<\/td>\nNot defined<\/td>\n<\/tr>\n<\/table>\n

…<\/b>
\n1.4.11 Non-Text Contrast (AA)
\nThere should be a minimum color contrast ratio of 3 to 1 for user interface components and graphical objects.<\/p><\/blockquote>\n

and<\/a><\/p>\n

\nNote 1
\nFor the sRGB colorspace, the relative luminance of a color is defined as L = 0.2126 * R + 0.7152 * G + 0.0722 * B where R, G and B are defined as:<\/p>\n

if RsRGB <= 0.04045 then R = RsRGB\/12.92 else R = ((RsRGB+0.055)\/1.055) ^ 2.4\nif GsRGB <= 0.04045 then G = GsRGB\/12.92 else G = ((GsRGB+0.055)\/1.055) ^ 2.4\nif BsRGB <= 0.04045 then B = BsRGB\/12.92 else B = ((BsRGB+0.055)\/1.055) ^ 2.4\nand RsRGB, GsRGB, and BsRGB are defined as:\n\nRsRGB = R8bit\/255\nGsRGB = G8bit\/255\nBsRGB = B8bit\/255\nThe \"^\" character is the exponentiation operator. (Formula taken from [SRGB].)<\/p><\/blockquote>\n

I swear, there are two programmes that I use regularly – both supplied by external parties – in which the difference between the ‘minimize’ icon and its background is absolutely minimal, as least as far as my poor old eyes are concerned. I end up squinting, guessing, swearing, looking for a popup ‘tooltip’ and finally bringing my face within inches of the screen, just to minimize a damn window.<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
HIMIPref™ Preferred Indices
These values reflect the December 2008 revision of the HIMIPref™ Indices<\/strong>
Values are provisional and are finalized monthly<\/td>\n<\/tr>\n
Index<\/td>\nMean
Current
Yield
(at bid)<\/td>\n		Median
YTW<\/td>\n		Median
Average
Trading
Value<\/td>\n		Median
Mod Dur
(YTW)<\/td>\n		Issues<\/td>\nDay’s Perf.<\/td>\nIndex Value<\/td>\n<\/tr>\n
Ratchet<\/td>\n0.00 %<\/td>\n0.00 %<\/td>\n0<\/td>\n0.00<\/td>\n0<\/td>\n0.0785 %<\/td>\n2,349.6<\/td>\n<\/tr>\n
FixedFloater<\/td>\n0.00 %<\/td>\n0.00 %<\/td>\n0<\/td>\n0.00<\/td>\n0<\/td>\n0.0785 %<\/td>\n4,573.8<\/td>\n<\/tr>\n
Floater<\/td>\n6.80 %<\/td>\n6.89 %<\/td>\n48,319<\/td>\n12.66<\/td>\n2<\/td>\n0.0785 %<\/td>\n2,635.9<\/td>\n<\/tr>\n
OpRet<\/td>\n0.00 %<\/td>\n0.00 %<\/td>\n0<\/td>\n0.00<\/td>\n0<\/td>\n0.1235 %<\/td>\n3,684.8<\/td>\n<\/tr>\n
SplitShare<\/td>\n4.75 %<\/td>\n4.18 %<\/td>\n54,299<\/td>\n2.42<\/td>\n7<\/td>\n0.1235 %<\/td>\n4,400.4<\/td>\n<\/tr>\n
Interest-Bearing<\/td>\n0.00 %<\/td>\n0.00 %<\/td>\n0<\/td>\n0.00<\/td>\n0<\/td>\n0.1235 %<\/td>\n3,433.4<\/td>\n<\/tr>\n
Perpetual-Premium<\/td>\n0.00 %<\/td>\n0.00 %<\/td>\n0<\/td>\n0.00<\/td>\n0<\/td>\n0.3543 %<\/td>\n3,023.0<\/td>\n<\/tr>\n
Perpetual-Discount<\/td>\n5.69 %<\/td>\n5.80 %<\/td>\n45,964<\/td>\n14.18<\/td>\n32<\/td>\n0.3543 %<\/td>\n3,296.4<\/td>\n<\/tr>\n
FixedReset Disc<\/td>\n5.58 %<\/td>\n6.30 %<\/td>\n125,006<\/td>\n13.16<\/td>\n40<\/td>\n-0.0406 %<\/td>\n3,012.2<\/td>\n<\/tr>\n
Insurance Straight<\/td>\n5.59 %<\/td>\n5.67 %<\/td>\n56,518<\/td>\n14.37<\/td>\n19<\/td>\n-0.5049 %<\/td>\n3,240.4<\/td>\n<\/tr>\n
FloatingReset<\/td>\n5.56 %<\/td>\n5.36 %<\/td>\n38,066<\/td>\n14.85<\/td>\n2<\/td>\n-0.3325 %<\/td>\n3,676.1<\/td>\n<\/tr>\n
FixedReset Prem<\/td>\n5.72 %<\/td>\n4.94 %<\/td>\n107,648<\/td>\n2.58<\/td>\n16<\/td>\n-0.1519 %<\/td>\n2,634.9<\/td>\n<\/tr>\n
FixedReset Bank Non<\/td>\n0.00 %<\/td>\n0.00 %<\/td>\n0<\/td>\n0.00<\/td>\n0<\/td>\n-0.0406 %<\/td>\n3,079.0<\/td>\n<\/tr>\n
FixedReset Ins Non<\/td>\n5.29 %<\/td>\n5.79 %<\/td>\n70,223<\/td>\n13.87<\/td>\n14<\/td>\n-1.9779 %<\/td>\n3,025.4<\/td>\n<\/tr>\n<\/table>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Performance Highlights<\/strong><\/td>\n<\/tr>\n
Issue<\/td>\nIndex<\/td>\nChange<\/td>\nNotes<\/td>\n<\/tr>\n
MFC.PR.M<\/td>\nFixedReset Ins Non<\/td>\n-14.92 %<\/td>\nYTW SCENARIO
\nMaturity Type : Limit Maturity
\nMaturity Date\t: 2055-07-28
\nMaturity Price : 21.15
\nEvaluated at bid price : 21.15
\nBid-YTW : 6.58 %<\/td>\n<\/tr>\n
IFC.PR.A<\/td>\nFixedReset Ins Non<\/td>\n-8.56 %<\/td>\nYTW SCENARIO
\nMaturity Type : Limit Maturity
\nMaturity Date\t: 2055-07-28
\nMaturity Price : 20.30
\nEvaluated at bid price : 20.30
\nBid-YTW : 6.01 %<\/td>\n<\/tr>\n
GWO.PR.H<\/td>\nInsurance Straight<\/td>\n-4.51 %<\/td>\nYTW SCENARIO
\nMaturity Type : Limit Maturity
\nMaturity Date\t: 2055-07-28
\nMaturity Price : 21.15
\nEvaluated at bid price : 21.15
\nBid-YTW : 5.80 %<\/td>\n<\/tr>\n
SLF.PR.G<\/td>\nFixedReset Ins Non<\/td>\n-3.48 %<\/td>\nYTW SCENARIO
\nMaturity Type : Limit Maturity
\nMaturity Date\t: 2055-07-28
\nMaturity Price : 18.05
\nEvaluated at bid price : 18.05
\nBid-YTW : 6.20 %<\/td>\n<\/tr>\n
MFC.PR.B<\/td>\nInsurance Straight<\/td>\n-3.28 %<\/td>\nYTW SCENARIO
\nMaturity Type : Limit Maturity
\nMaturity Date\t: 2055-07-28
\nMaturity Price : 20.65
\nEvaluated at bid price : 20.65
\nBid-YTW : 5.71 %<\/td>\n<\/tr>\n
SLF.PR.E<\/td>\nInsurance Straight<\/td>\n-2.26 %<\/td>\nYTW SCENARIO
\nMaturity Type : Limit Maturity
\nMaturity Date\t: 2055-07-28
\nMaturity Price : 20.75
\nEvaluated at bid price : 20.75
\nBid-YTW : 5.49 %<\/td>\n<\/tr>\n
PWF.PR.S<\/td>\nPerpetual-Discount<\/td>\n-2.12 %<\/td>\nYTW SCENARIO
\nMaturity Type : Limit Maturity
\nMaturity Date\t: 2055-07-28
\nMaturity Price : 20.75
\nEvaluated at bid price : 20.75
\nBid-YTW : 5.82 %<\/td>\n<\/tr>\n
BN.PF.F<\/td>\nFixedReset Disc<\/td>\n-1.97 %<\/td>\nYTW SCENARIO
\nMaturity Type : Limit Maturity
\nMaturity Date\t: 2055-07-28
\nMaturity Price : 22.24
\nEvaluated at bid price : 22.85
\nBid-YTW : 6.53 %<\/td>\n<\/tr>\n
IFC.PR.F<\/td>\nInsurance Straight<\/td>\n-1.50 %<\/td>\nYTW SCENARIO
\nMaturity Type : Limit Maturity
\nMaturity Date\t: 2055-07-28
\nMaturity Price : 23.41
\nEvaluated at bid price : 23.66
\nBid-YTW : 5.66 %<\/td>\n<\/tr>\n
MFC.PR.F<\/td>\nFixedReset Ins Non<\/td>\n-1.14 %<\/td>\nYTW SCENARIO
\nMaturity Type : Limit Maturity
\nMaturity Date\t: 2055-07-28
\nMaturity Price : 18.26
\nEvaluated at bid price : 18.26
\nBid-YTW : 6.05 %<\/td>\n<\/tr>\n
GWO.PR.G<\/td>\nInsurance Straight<\/td>\n1.10 %<\/td>\nYTW SCENARIO
\nMaturity Type : Limit Maturity
\nMaturity Date\t: 2055-07-28
\nMaturity Price : 22.66
\nEvaluated at bid price : 22.90
\nBid-YTW : 5.73 %<\/td>\n<\/tr>\n
IFC.PR.C<\/td>\nFixedReset Ins Non<\/td>\n1.31 %<\/td>\nYTW SCENARIO
\nMaturity Type : Limit Maturity
\nMaturity Date\t: 2055-07-28
\nMaturity Price : 23.41
\nEvaluated at bid price : 23.91
\nBid-YTW : 5.86 %<\/td>\n<\/tr>\n
CU.PR.J<\/td>\nPerpetual-Discount<\/td>\n2.83 %<\/td>\nYTW SCENARIO
\nMaturity Type : Limit Maturity
\nMaturity Date\t: 2055-07-28
\nMaturity Price : 21.08
\nEvaluated at bid price : 21.08
\nBid-YTW : 5.73 %<\/td>\n<\/tr>\n
PWF.PR.F<\/td>\nPerpetual-Discount<\/td>\n4.76 %<\/td>\nYTW SCENARIO
\nMaturity Type : Limit Maturity
\nMaturity Date\t: 2055-07-28
\nMaturity Price : 22.82
\nEvaluated at bid price : 23.10
\nBid-YTW : 5.70 %<\/td>\n<\/tr>\n<\/table>\n\n\n\n\n\n\n\n\n\n\n
Volume Highlights<\/strong><\/td>\n<\/tr>\n
Issue<\/td>\nIndex<\/td>\nShares
Traded<\/td>\n		Notes<\/td>\n<\/tr>\n
TD.PF.D<\/td>\nFixedReset Prem<\/td>\n553,000<\/td>\nYTW SCENARIO
\nMaturity Type : Call
\nMaturity Date\t: 2025-08-30
\nMaturity Price : 25.00
\nEvaluated at bid price : 24.99
\nBid-YTW : 5.86 %<\/td>\n<\/tr>\n
CM.PR.Q<\/td>\nFixedReset Disc<\/td>\n308,000<\/td>\nYTW SCENARIO
\nMaturity Type : Limit Maturity
\nMaturity Date\t: 2055-07-28
\nMaturity Price : 23.94
\nEvaluated at bid price : 24.99
\nBid-YTW : 5.87 %<\/td>\n<\/tr>\n
BMO.PR.Y<\/td>\nFixedReset Disc<\/td>\n209,000<\/td>\nYTW SCENARIO
\nMaturity Type : Call
\nMaturity Date\t: 2025-09-24
\nMaturity Price : 25.00
\nEvaluated at bid price : 25.12
\nBid-YTW : 4.82 %<\/td>\n<\/tr>\n
BN.PR.R<\/td>\nFixedReset Disc<\/td>\n118,000<\/td>\nYTW SCENARIO
\nMaturity Type : Limit Maturity
\nMaturity Date\t: 2055-07-28
\nMaturity Price : 18.55
\nEvaluated at bid price : 18.55
\nBid-YTW : 7.15 %<\/td>\n<\/tr>\n
SLF.PR.G<\/td>\nFixedReset Ins Non<\/td>\n103,000<\/td>\nYTW SCENARIO
\nMaturity Type : Limit Maturity
\nMaturity Date\t: 2055-07-28
\nMaturity Price : 18.05
\nEvaluated at bid price : 18.05
\nBid-YTW : 6.20 %<\/td>\n<\/tr>\n
ENB.PF.G<\/td>\nFixedReset Disc<\/td>\n102,000<\/td>\nYTW SCENARIO
\nMaturity Type : Limit Maturity
\nMaturity Date\t: 2055-07-28
\nMaturity Price : 21.60
\nEvaluated at bid price : 21.60
\nBid-YTW : 6.75 %<\/td>\n<\/tr>\n
There were 17 other index-included issues trading in excess of 10,000 shares.<\/td>\n<\/tr>\n<\/table>\n\n\n\n\n\n\n\n\n\n\n
Wide Spread Highlights<\/strong><\/td>\n<\/tr>\n
See TMX DataLinx: ‘Last’ != ‘Close’<\/a> and the posts linked therein for an idea of why these quotes are so horrible.<\/td>\n<\/tr>\n
Issue<\/td>\nIndex<\/td>\nQuote Data and Yield Notes<\/td>\n<\/tr>\n
MFC.PR.M<\/td>\nFixedReset Ins Non<\/td>\nQuote: 21.15 – 24.88
\nSpot Rate : 3.7300
\nAverage : 2.0813<\/p>\n

YTW SCENARIO
\nMaturity Type : Limit Maturity
\nMaturity Date\t: 2055-07-28
\nMaturity Price : 21.15
\nEvaluated at bid price : 21.15
\nBid-YTW : 6.58 %<\/td>\n<\/tr>\n

IFC.PR.A<\/td>\nFixedReset Ins Non<\/td>\nQuote: 20.30 – 22.57
\nSpot Rate : 2.2700
\nAverage : 1.5053<\/p>\n

YTW SCENARIO
\nMaturity Type : Limit Maturity
\nMaturity Date\t: 2055-07-28
\nMaturity Price : 20.30
\nEvaluated at bid price : 20.30
\nBid-YTW : 6.01 %<\/td>\n<\/tr>\n

CU.PR.E<\/td>\nPerpetual-Discount<\/td>\nQuote: 21.75 – 23.54
\nSpot Rate : 1.7900
\nAverage : 1.0520<\/p>\n

YTW SCENARIO
\nMaturity Type : Limit Maturity
\nMaturity Date\t: 2055-07-28
\nMaturity Price : 21.49
\nEvaluated at bid price : 21.75
\nBid-YTW : 5.72 %<\/td>\n<\/tr>\n

IFC.PR.G<\/td>\nFixedReset Ins Non<\/td>\nQuote: 25.02 – 26.02
\nSpot Rate : 1.0000
\nAverage : 0.6607<\/p>\n

YTW SCENARIO
\nMaturity Type : Limit Maturity
\nMaturity Date\t: 2055-07-28
\nMaturity Price : 23.40
\nEvaluated at bid price : 25.02
\nBid-YTW : 5.69 %<\/td>\n<\/tr>\n

GWO.PR.H<\/td>\nInsurance Straight<\/td>\nQuote: 21.15 – 22.20
\nSpot Rate : 1.0500
\nAverage : 0.7253<\/p>\n

YTW SCENARIO
\nMaturity Type : Limit Maturity
\nMaturity Date\t: 2055-07-28
\nMaturity Price : 21.15
\nEvaluated at bid price : 21.15
\nBid-YTW : 5.80 %<\/td>\n<\/tr>\n

SLF.PR.G<\/td>\nFixedReset Ins Non<\/td>\nQuote: 18.05 – 18.73
\nSpot Rate : 0.6800
\nAverage : 0.4355<\/p>\n

YTW SCENARIO
\nMaturity Type : Limit Maturity
\nMaturity Date\t: 2055-07-28
\nMaturity Price : 18.05
\nEvaluated at bid price : 18.05
\nBid-YTW : 6.20 %<\/td>\n<\/tr>\n<\/table>\n","protected":false},"excerpt":{"rendered":"

I haven’t had any fun for a while. So I’m going to start a campaign to increase contrast between foreground (text & symbols) and background on websites and applications, in accordance with the Mozilla guidelines …<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":["post-48866","post","type-post","status-publish","format-standard","hentry","category-market-action"],"_links":{"self":[{"href":"https:\/\/prefblog.com\/index.php?rest_route=\/wp\/v2\/posts\/48866","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/prefblog.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/prefblog.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/prefblog.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/prefblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=48866"}],"version-history":[{"count":1,"href":"https:\/\/prefblog.com\/index.php?rest_route=\/wp\/v2\/posts\/48866\/revisions"}],"predecessor-version":[{"id":48867,"href":"https:\/\/prefblog.com\/index.php?rest_route=\/wp\/v2\/posts\/48866\/revisions\/48867"}],"wp:attachment":[{"href":"https:\/\/prefblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=48866"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/prefblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=48866"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/prefblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=48866"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}