{"id":51105,"date":"2019-12-27T11:43:00","date_gmt":"2019-12-27T16:43:00","guid":{"rendered":"https:\/\/prefblog.com\/?p=51105"},"modified":"2025-11-28T11:44:43","modified_gmt":"2025-11-28T16:44:43","slug":"december-27-2019","status":"publish","type":"post","link":"https:\/\/prefblog.com\/?p=51105","title":{"rendered":"December 27, 2019"},"content":{"rendered":"<p>I mentioned my problem with Enbridge Gas on <a href=\"https:\/\/prefblog.com\/?p=39830\">November 25<\/a>; some Assiduous Readers may be interested in reading my <a href=\"https:\/\/prefblog.com\/wp-content\/uploads\/2019\/12\/enbridgeComplaint_191224_Redacted.pdf\">formal complaint to the OEB<\/a>. The file number assigned by the OEB is 2019-0006848. Anybody who has had a similar problem is encouraged to make a similar complaint to the board; feel free to quote and draw inspiration from my complaint and refer to it if convenient. Just be sure that you describe your own experiences as well as you can remember and complain about them!<\/p>\n<p>You will note that the focus of the complaint is not on the unilateral conversion to eMail billing itself, but on the obfuscation and falsehoods that were a feature of my attempts to reverse it. A complaint merely about the conversion could be cleared simply by them reversing the conversion, which is not enough; the customer-hostile actions are what get my goat.<\/p>\n<p>I have learned of other complaints, some formal, some not:<\/p>\n<ul>\n<li><a href=\"https:\/\/forums.redflagdeals.com\/enbridge-ebill-retention-credit-10-ymmv-2327709\/\">Enbridge eBill Retention Credit ($10) &#8211; YMMV<\/a>\n<li><a href=\"https:\/\/forums.redflagdeals.com\/enbridge-setup-online-account-me-stop-my-paper-billing-without-my-permission-2295595\/\">Enbridge setup online account for me and stop my paper billing without my permission<\/a>\n<li><a href=\"https:\/\/forums.redflagdeals.com\/enbridge-consumers-gas-just-converted-me-e-billing-without-my-consent-2272916\/\">Enbridge Consumers gas just converted me to E-Billing without my consent<\/a><\/ul>\n<p>Preferred share volume was down from recent highly elevated levels, but still quite respectable for December 27! This was the last day for tax-loss selling, which this year has been outweighed by bargain-hunter buying. It will be most interesting to see on Monday whether the positive pressure persists in the absence of tax-loss selling!<\/p>\n<table border=\"1\">\n<tr>\n<td colspan=\"8\"><strong>HIMIPref&trade; Preferred Indices<br \/>These values reflect the December 2008 revision of the HIMIPref&trade; Indices<\/strong><br \/>Values are provisional and are finalized monthly<\/td>\n<\/tr>\n<tr>\n<td>Index<\/td>\n<td>Mean<br \/>Current<br \/>Yield<br \/>(at bid)<\/td>\n<td>Median<br \/>YTW<\/td>\n<td>Median<br \/>Average<br \/>Trading<br \/>Value<\/td>\n<td>Median<br \/>Mod Dur<br \/>(YTW)<\/td>\n<td>Issues<\/td>\n<td>Day&#8217;s Perf.<\/td>\n<td>Index Value<\/td>\n<\/tr>\n<tr>\n<td>Ratchet<\/td>\n<td>0.00 %<\/td>\n<td>0.00 %<\/td>\n<td>0<\/td>\n<td>0.00<\/td>\n<td>0<\/td>\n<td>0.0637 %<\/td>\n<td>2,080.9<\/td>\n<\/tr>\n<tr>\n<td>FixedFloater<\/td>\n<td>0.00 %<\/td>\n<td>0.00 %<\/td>\n<td>0<\/td>\n<td>0.00<\/td>\n<td>0<\/td>\n<td>0.0637 %<\/td>\n<td>3,818.4<\/td>\n<\/tr>\n<tr>\n<td>Floater<\/td>\n<td>5.86 %<\/td>\n<td>5.93 %<\/td>\n<td>53,050<\/td>\n<td>14.00<\/td>\n<td>4<\/td>\n<td>0.0637 %<\/td>\n<td>2,200.6<\/td>\n<\/tr>\n<tr>\n<td>OpRet<\/td>\n<td>0.00 %<\/td>\n<td>0.00 %<\/td>\n<td>0<\/td>\n<td>0.00<\/td>\n<td>0<\/td>\n<td>-0.2463 %<\/td>\n<td>3,438.5<\/td>\n<\/tr>\n<tr>\n<td>SplitShare<\/td>\n<td>4.64 %<\/td>\n<td>4.39 %<\/td>\n<td>38,573<\/td>\n<td>3.80<\/td>\n<td>7<\/td>\n<td>-0.2463 %<\/td>\n<td>4,106.2<\/td>\n<\/tr>\n<tr>\n<td>Interest-Bearing<\/td>\n<td>0.00 %<\/td>\n<td>0.00 %<\/td>\n<td>0<\/td>\n<td>0.00<\/td>\n<td>0<\/td>\n<td>-0.2463 %<\/td>\n<td>3,203.9<\/td>\n<\/tr>\n<tr>\n<td>Perpetual-Premium<\/td>\n<td>5.57 %<\/td>\n<td>-7.46 %<\/td>\n<td>66,785<\/td>\n<td>0.09<\/td>\n<td>10<\/td>\n<td>0.0393 %<\/td>\n<td>3,042.2<\/td>\n<\/tr>\n<tr>\n<td>Perpetual-Discount<\/td>\n<td>5.28 %<\/td>\n<td>5.36 %<\/td>\n<td>71,876<\/td>\n<td>14.82<\/td>\n<td>25<\/td>\n<td>-0.0464 %<\/td>\n<td>3,281.6<\/td>\n<\/tr>\n<tr>\n<td>FixedReset Disc<\/td>\n<td>5.50 %<\/td>\n<td>5.75 %<\/td>\n<td>219,213<\/td>\n<td>14.26<\/td>\n<td>66<\/td>\n<td>-0.1410 %<\/td>\n<td>2,147.4<\/td>\n<\/tr>\n<tr>\n<td>Deemed-Retractible<\/td>\n<td>5.16 %<\/td>\n<td>5.29 %<\/td>\n<td>69,984<\/td>\n<td>14.96<\/td>\n<td>27<\/td>\n<td>-0.0686 %<\/td>\n<td>3,231.7<\/td>\n<\/tr>\n<tr>\n<td>FloatingReset<\/td>\n<td>6.13 %<\/td>\n<td>6.43 %<\/td>\n<td>131,098<\/td>\n<td>13.30<\/td>\n<td>2<\/td>\n<td>0.0734 %<\/td>\n<td>2,525.3<\/td>\n<\/tr>\n<tr>\n<td>FixedReset Prem<\/td>\n<td>5.09 %<\/td>\n<td>3.43 %<\/td>\n<td>149,849<\/td>\n<td>1.50<\/td>\n<td>20<\/td>\n<td>-0.2420 %<\/td>\n<td>2,645.9<\/td>\n<\/tr>\n<tr>\n<td>FixedReset Bank Non<\/td>\n<td>1.94 %<\/td>\n<td>3.76 %<\/td>\n<td>68,472<\/td>\n<td>2.03<\/td>\n<td>3<\/td>\n<td>0.0682 %<\/td>\n<td>2,727.2<\/td>\n<\/tr>\n<tr>\n<td>FixedReset Ins Non<\/td>\n<td>5.38 %<\/td>\n<td>5.70 %<\/td>\n<td>161,378<\/td>\n<td>14.27<\/td>\n<td>22<\/td>\n<td>0.0664 %<\/td>\n<td>2,182.6<\/td>\n<\/tr>\n<\/table>\n<table border=\"1\">\n<tr>\n<td colspan=\"4\"><strong>Performance Highlights<\/strong><\/td>\n<\/tr>\n<tr>\n<td>Issue<\/td>\n<td>Index<\/td>\n<td>Change<\/td>\n<td>Notes<\/td>\n<\/tr>\n<tr>\n<td>PWF.PR.A<\/td>\n<td>Floater<\/td>\n<td>-1.74 %<\/td>\n<td>YTW SCENARIO<br \/>\nMaturity Type   : Limit Maturity<br \/>\nMaturity Date\t: 2049-12-27<br \/>\nMaturity Price  : 12.42<br \/>\nEvaluated at bid price : 12.42<br \/>\nBid-YTW : 5.64 %<\/td>\n<\/tr>\n<tr>\n<td>BAM.PR.R<\/td>\n<td>FixedReset Disc<\/td>\n<td>-1.70 %<\/td>\n<td>YTW SCENARIO<br \/>\nMaturity Type   : Limit Maturity<br \/>\nMaturity Date\t: 2049-12-27<br \/>\nMaturity Price  : 15.59<br \/>\nEvaluated at bid price : 15.59<br \/>\nBid-YTW : 6.20 %<\/td>\n<\/tr>\n<tr>\n<td>HSE.PR.C<\/td>\n<td>FixedReset Disc<\/td>\n<td>-1.45 %<\/td>\n<td>YTW SCENARIO<br \/>\nMaturity Type   : Limit Maturity<br \/>\nMaturity Date\t: 2049-12-27<br \/>\nMaturity Price  : 17.00<br \/>\nEvaluated at bid price : 17.00<br \/>\nBid-YTW : 7.04 %<\/td>\n<\/tr>\n<tr>\n<td>MFC.PR.L<\/td>\n<td>FixedReset Ins Non<\/td>\n<td>-1.15 %<\/td>\n<td>YTW SCENARIO<br \/>\nMaturity Type   : Limit Maturity<br \/>\nMaturity Date\t: 2049-12-27<br \/>\nMaturity Price  : 17.12<br \/>\nEvaluated at bid price : 17.12<br \/>\nBid-YTW : 5.57 %<\/td>\n<\/tr>\n<tr>\n<td>BAM.PR.Z<\/td>\n<td>FixedReset Disc<\/td>\n<td>-1.15 %<\/td>\n<td>YTW SCENARIO<br \/>\nMaturity Type   : Limit Maturity<br \/>\nMaturity Date\t: 2049-12-27<br \/>\nMaturity Price  : 19.73<br \/>\nEvaluated at bid price : 19.73<br \/>\nBid-YTW : 5.87 %<\/td>\n<\/tr>\n<tr>\n<td>IAF.PR.I<\/td>\n<td>FixedReset Ins Non<\/td>\n<td>-1.12 %<\/td>\n<td>YTW SCENARIO<br \/>\nMaturity Type   : Limit Maturity<br \/>\nMaturity Date\t: 2049-12-27<br \/>\nMaturity Price  : 19.34<br \/>\nEvaluated at bid price : 19.34<br \/>\nBid-YTW : 5.79 %<\/td>\n<\/tr>\n<tr>\n<td>TRP.PR.B<\/td>\n<td>FixedReset Disc<\/td>\n<td>-1.07 %<\/td>\n<td>YTW SCENARIO<br \/>\nMaturity Type   : Limit Maturity<br \/>\nMaturity Date\t: 2049-12-27<br \/>\nMaturity Price  : 11.99<br \/>\nEvaluated at bid price : 11.99<br \/>\nBid-YTW : 6.06 %<\/td>\n<\/tr>\n<tr>\n<td>EIT.PR.A<\/td>\n<td>SplitShare<\/td>\n<td>-1.05 %<\/td>\n<td>YTW SCENARIO<br \/>\nMaturity Type   : Soft Maturity<br \/>\nMaturity Date\t: 2024-03-14<br \/>\nMaturity Price  : 25.00<br \/>\nEvaluated at bid price : 25.45<br \/>\nBid-YTW : 4.39 %<\/td>\n<\/tr>\n<tr>\n<td>EIT.PR.B<\/td>\n<td>SplitShare<\/td>\n<td>-1.02 %<\/td>\n<td>YTW SCENARIO<br \/>\nMaturity Type   : Soft Maturity<br \/>\nMaturity Date\t: 2025-03-14<br \/>\nMaturity Price  : 25.00<br \/>\nEvaluated at bid price : 25.35<br \/>\nBid-YTW : 4.56 %<\/td>\n<\/tr>\n<tr>\n<td>GWO.PR.N<\/td>\n<td>FixedReset Ins Non<\/td>\n<td>1.27 %<\/td>\n<td>YTW SCENARIO<br \/>\nMaturity Type   : Limit Maturity<br \/>\nMaturity Date\t: 2049-12-27<br \/>\nMaturity Price  : 13.53<br \/>\nEvaluated at bid price : 13.53<br \/>\nBid-YTW : 5.36 %<\/td>\n<\/tr>\n<tr>\n<td>BAM.PR.K<\/td>\n<td>Floater<\/td>\n<td>1.30 %<\/td>\n<td>YTW SCENARIO<br \/>\nMaturity Type   : Limit Maturity<br \/>\nMaturity Date\t: 2049-12-27<br \/>\nMaturity Price  : 11.70<br \/>\nEvaluated at bid price : 11.70<br \/>\nBid-YTW : 5.93 %<\/td>\n<\/tr>\n<tr>\n<td>PWF.PR.P<\/td>\n<td>FixedReset Disc<\/td>\n<td>1.33 %<\/td>\n<td>YTW SCENARIO<br \/>\nMaturity Type   : Limit Maturity<br \/>\nMaturity Date\t: 2049-12-27<br \/>\nMaturity Price  : 13.68<br \/>\nEvaluated at bid price : 13.68<br \/>\nBid-YTW : 5.87 %<\/td>\n<\/tr>\n<tr>\n<td>IFC.PR.G<\/td>\n<td>FixedReset Ins Non<\/td>\n<td>1.47 %<\/td>\n<td>YTW SCENARIO<br \/>\nMaturity Type   : Limit Maturity<br \/>\nMaturity Date\t: 2049-12-27<br \/>\nMaturity Price  : 18.64<br \/>\nEvaluated at bid price : 18.64<br \/>\nBid-YTW : 5.84 %<\/td>\n<\/tr>\n<\/table>\n<table border=\"1\">\n<tr>\n<td colspan=\"4\"><strong>Volume Highlights<\/strong><\/td>\n<\/tr>\n<tr>\n<td>Issue<\/td>\n<td>Index<\/td>\n<td>Shares<br \/>Traded<\/td>\n<td>Notes<\/td>\n<\/tr>\n<tr>\n<td>BNS.PR.I<\/td>\n<td>FixedReset Disc<\/td>\n<td>40,851<\/td>\n<td>YTW SCENARIO<br \/>\nMaturity Type   : Limit Maturity<br \/>\nMaturity Date\t: 2049-12-27<br \/>\nMaturity Price  : 19.11<br \/>\nEvaluated at bid price : 19.11<br \/>\nBid-YTW : 5.66 %<\/td>\n<\/tr>\n<tr>\n<td>RY.PR.S<\/td>\n<td>FixedReset Disc<\/td>\n<td>29,917<\/td>\n<td>YTW SCENARIO<br \/>\nMaturity Type   : Limit Maturity<br \/>\nMaturity Date\t: 2049-12-27<br \/>\nMaturity Price  : 19.15<br \/>\nEvaluated at bid price : 19.15<br \/>\nBid-YTW : 5.55 %<\/td>\n<\/tr>\n<tr>\n<td>NA.PR.C<\/td>\n<td>FixedReset Disc<\/td>\n<td>29,240<\/td>\n<td>YTW SCENARIO<br \/>\nMaturity Type   : Limit Maturity<br \/>\nMaturity Date\t: 2049-12-27<br \/>\nMaturity Price  : 21.34<br \/>\nEvaluated at bid price : 21.34<br \/>\nBid-YTW : 5.88 %<\/td>\n<\/tr>\n<tr>\n<td>CM.PR.O<\/td>\n<td>FixedReset Disc<\/td>\n<td>27,978<\/td>\n<td>YTW SCENARIO<br \/>\nMaturity Type   : Limit Maturity<br \/>\nMaturity Date\t: 2049-12-27<br \/>\nMaturity Price  : 16.71<br \/>\nEvaluated at bid price : 16.71<br \/>\nBid-YTW : 5.80 %<\/td>\n<\/tr>\n<tr>\n<td>TD.PF.L<\/td>\n<td>FixedReset Disc<\/td>\n<td>25,835<\/td>\n<td>YTW SCENARIO<br \/>\nMaturity Type   : Limit Maturity<br \/>\nMaturity Date\t: 2049-12-27<br \/>\nMaturity Price  : 22.78<br \/>\nEvaluated at bid price : 23.90<br \/>\nBid-YTW : 5.22 %<\/td>\n<\/tr>\n<tr>\n<td>TRP.PR.G<\/td>\n<td>FixedReset Disc<\/td>\n<td>25,500<\/td>\n<td>YTW SCENARIO<br \/>\nMaturity Type   : Limit Maturity<br \/>\nMaturity Date\t: 2049-12-27<br \/>\nMaturity Price  : 18.21<br \/>\nEvaluated at bid price : 18.21<br \/>\nBid-YTW : 6.31 %<\/td>\n<\/tr>\n<tr>\n<td colspan=\"4\">There were 24 other index-included issues trading in excess of 10,000 shares.<\/td>\n<\/tr>\n<\/table>\n<table border=\"1\">\n<tr>\n<td colspan=\"3\"><strong>Wide Spread Highlights<\/strong><\/td>\n<\/tr>\n<tr>\n<td>Issue<\/td>\n<td>Index<\/td>\n<td>Quote Data and Yield Notes<\/td>\n<\/tr>\n<tr>\n<td>HSE.PR.C<\/td>\n<td>FixedReset Disc<\/td>\n<td>Quote: 17.00 &#8211; 17.54<br \/>\nSpot Rate  :  0.5400<br \/>\nAverage  :  0.3638<\/p>\n<p>YTW SCENARIO<br \/>\nMaturity Type   : Limit Maturity<br \/>\nMaturity Date\t: 2049-12-27<br \/>\nMaturity Price  : 17.00<br \/>\nEvaluated at bid price : 17.00<br \/>\nBid-YTW : 7.04 %<\/td>\n<\/tr>\n<tr>\n<td>IAF.PR.G<\/td>\n<td>FixedReset Ins Non<\/td>\n<td>Quote: 18.76 &#8211; 19.43<br \/>\nSpot Rate  :  0.6700<br \/>\nAverage  :  0.5010<\/p>\n<p>YTW SCENARIO<br \/>\nMaturity Type   : Limit Maturity<br \/>\nMaturity Date\t: 2049-12-27<br \/>\nMaturity Price  : 18.76<br \/>\nEvaluated at bid price : 18.76<br \/>\nBid-YTW : 5.86 %<\/td>\n<\/tr>\n<tr>\n<td>BAM.PR.R<\/td>\n<td>FixedReset Disc<\/td>\n<td>Quote: 15.59 &#8211; 16.06<br \/>\nSpot Rate  :  0.4700<br \/>\nAverage  :  0.3200<\/p>\n<p>YTW SCENARIO<br \/>\nMaturity Type   : Limit Maturity<br \/>\nMaturity Date\t: 2049-12-27<br \/>\nMaturity Price  : 15.59<br \/>\nEvaluated at bid price : 15.59<br \/>\nBid-YTW : 6.20 %<\/td>\n<\/tr>\n<tr>\n<td>CU.PR.D<\/td>\n<td>Perpetual-Discount<\/td>\n<td>Quote: 23.30 &#8211; 23.78<br \/>\nSpot Rate  :  0.4800<br \/>\nAverage  :  0.3344<\/p>\n<p>YTW SCENARIO<br \/>\nMaturity Type   : Limit Maturity<br \/>\nMaturity Date\t: 2049-12-27<br \/>\nMaturity Price  : 22.91<br \/>\nEvaluated at bid price : 23.30<br \/>\nBid-YTW : 5.29 %<\/td>\n<\/tr>\n<tr>\n<td>BMO.PR.T<\/td>\n<td>FixedReset Disc<\/td>\n<td>Quote: 17.05 &#8211; 17.43<br \/>\nSpot Rate  :  0.3800<br \/>\nAverage  :  0.2408<\/p>\n<p>YTW SCENARIO<br \/>\nMaturity Type   : Limit Maturity<br \/>\nMaturity Date\t: 2049-12-27<br \/>\nMaturity Price  : 17.05<br \/>\nEvaluated at bid price : 17.05<br \/>\nBid-YTW : 5.64 %<\/td>\n<\/tr>\n<tr>\n<td>W.PR.M<\/td>\n<td>FixedReset Prem<\/td>\n<td>Quote: 25.80 &#8211; 26.25<br \/>\nSpot Rate  :  0.4500<br \/>\nAverage  :  0.3177<\/p>\n<p>YTW SCENARIO<br \/>\nMaturity Type   : Call<br \/>\nMaturity Date\t: 2021-10-15<br \/>\nMaturity Price  : 25.00<br \/>\nEvaluated at bid price : 25.80<br \/>\nBid-YTW : 3.97 %<\/td>\n<\/tr>\n<\/table>\n","protected":false},"excerpt":{"rendered":"<p>I mentioned my problem with Enbridge Gas on November 25; some Assiduous Readers may be interested in reading my formal complaint to the OEB. The file number assigned by the OEB is 2019-0006848. Anybody who &hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":["post-51105","post","type-post","status-publish","format-standard","hentry","category-market-action"],"_links":{"self":[{"href":"https:\/\/prefblog.com\/index.php?rest_route=\/wp\/v2\/posts\/51105","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/prefblog.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/prefblog.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/prefblog.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/prefblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=51105"}],"version-history":[{"count":1,"href":"https:\/\/prefblog.com\/index.php?rest_route=\/wp\/v2\/posts\/51105\/revisions"}],"predecessor-version":[{"id":51106,"href":"https:\/\/prefblog.com\/index.php?rest_route=\/wp\/v2\/posts\/51105\/revisions\/51106"}],"wp:attachment":[{"href":"https:\/\/prefblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=51105"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/prefblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=51105"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/prefblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=51105"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}