{"id":5791,"date":"2009-03-06T00:06:50","date_gmt":"2009-03-06T04:06:50","guid":{"rendered":"http:\/\/www.prefblog.com\/?p=5791"},"modified":"2009-03-06T00:06:50","modified_gmt":"2009-03-06T04:06:50","slug":"1q09-bank-capitalization-summary","status":"publish","type":"post","link":"https:\/\/prefblog.com\/?p=5791","title":{"rendered":"1Q09 Bank Capitalization Summary"},"content":{"rendered":"
\n\n\n\n\n\n\n\n\n
Important Bank Ratios
1Q09<\/td>\n<\/tr>\n
Value<\/td>\nBNS<\/a><\/td>\nBMO<\/a><\/td>\nNA<\/a><\/td>\nRY<\/a><\/td>\nCM<\/a><\/td>\nTD<\/a><\/td>\n<\/tr>\n
Equity<\/td>\n16,379<\/td>\n14,872<\/td>\n3,740<\/td>\n20,949<\/td>\n8,786<\/td>\n14,179<\/td>\n<\/tr>\n
RWA<\/td>\n239,700<\/td>\n192,965<\/td>\n57,312<\/td>\n273,561<\/td>\n122,400<\/td>\n211,715<\/td>\n<\/tr>\n
Equity\/RWA<\/td>\n6.83%<\/td>\n7.71%<\/td>\n6.53%<\/td>\n7.66%<\/td>\n7.18%<\/td>\n6.70%<\/td>\n<\/tr>\n
Tier 1 Rat<\/td>\n9.50%<\/td>\n10.21%<\/td>\n10.00%<\/td>\n10.60%<\/td>\n9.80%<\/td>\n10.10%<\/td>\n<\/tr>\n
CapRat<\/td>\n11.40%<\/td>\n12.87%<\/td>\n14.00%<\/td>\n12.50%<\/td>\n14.80%<\/td>\n13.60%<\/td>\n<\/tr>\n
ACM<\/td>\n18.62X<\/td>\n15.78X<\/td>\n17.0X<\/td>\n17.5X<\/td>\n17.7X<\/td>\n16.9X<\/td>\n<\/tr>\n<\/table>\n<\/div>\n

The deductions from Tier 1 Capital for Securitization, Substantial Investments, etc., are deducted from Shareholders’ Equity as well; in other words, the equity reported here is equal to the Net Adjusted Tier 1 Capital less preferreds and less Innovative Tier 1 Capital.<\/p>\n

RWA is Risk-Weighted-Assets.<\/p>\n

Equity \/ RWA is … well, you figure it out.<\/p>\n

Tier 1 Rat is the Tier 1 Capital Ratio, as reported.<\/p>\n

CapRat is the Total Capital Ratio as reported<\/p>\n

ACM is the Assets to Capital Multiple, usually as reported, but estimated for those banks who did not make this disclosure.<\/p>\n","protected":false},"excerpt":{"rendered":"

Important Bank Ratios1Q09 Value BNS BMO NA RY CM TD Equity 16,379 14,872 3,740 20,949 8,786 14,179 RWA 239,700 192,965 57,312 273,561 122,400 211,715 Equity\/RWA 6.83% 7.71% 6.53% 7.66% 7.18% 6.70% Tier 1 Rat 9.50% …<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[25],"tags":[],"class_list":["post-5791","post","type-post","status-publish","format-standard","hentry","category-regulatory-capital"],"_links":{"self":[{"href":"https:\/\/prefblog.com\/index.php?rest_route=\/wp\/v2\/posts\/5791","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/prefblog.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/prefblog.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/prefblog.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/prefblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=5791"}],"version-history":[{"count":0,"href":"https:\/\/prefblog.com\/index.php?rest_route=\/wp\/v2\/posts\/5791\/revisions"}],"wp:attachment":[{"href":"https:\/\/prefblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=5791"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/prefblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=5791"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/prefblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=5791"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}