W.PR.J

This is an interesting issue, a member of the PerpetualPremium index. It’s rated Pfd-2(low) by DBRS, where it was confirmed in their latest review of 2005-09-20. The issue had a closing quotation of 25.22-35 on the TSX on 2006-08-16.

The redemption schedule is:

  • Redemption      2004-07-15      2005-07-14  26.000000
  • Redemption      2005-07-15      2006-07-14  25.750000
  • Redemption      2006-07-15      2007-07-14  25.500000
  • Redemption      2007-07-15      2008-07-14  25.250000
  • Redemption      2008-07-15      2999-12-29  25.000000

so it is currently trading at a discount to its current redemption price, but at a discount to its future redemption price.
Analysis of the schedule and its current price gives this calculation for portfolioYield (from the bid-side of the market):

  • Call  2006-09-15 YTM: 26.33 % [Restricted: 2.16 %] (Prob: 10.32 %)
  • Call  2006-10-15 YTM: 15.67 % [Restricted: 2.57 %] (Prob: 5.69 %)
  • Call  2006-12-14 YTM: 10.54 % [Restricted: 3.46 %] (Prob: 5.64 %)
  • Call  2007-04-13 YTM: 8.02 % [Restricted: 5.27 %] (Prob: 5.05 %)
  • Call  2007-08-14 YTM: 6.23 % [Restricted: 6.19 %] (Prob: 7.39 %)
  • Call  2008-08-14 YTM: 5.42 % [Restricted: 5.42 %] (Prob: 7.06 %) 
  • Limit Maturity  2036-08-16 YTM: 5.60 % [Restricted: 5.60 %] (Prob: 58.87 %)

and the cash flow analysis of the YTW scenario is:

  • 2006-10-15        DIVIDEND   0.35   0.991246   0.35
  • 2007-01-15        DIVIDEND   0.35   0.977971   0.34
  • 2007-04-15        DIVIDEND   0.35   0.965158   0.34
  • 2007-07-15        DIVIDEND   0.35   0.952372   0.33
  • 2007-10-15        DIVIDEND   0.35   0.939618   0.33
  • 2008-01-15        DIVIDEND   0.35   0.927035   0.32
  • 2008-04-15        DIVIDEND   0.35   0.914755   0.32
  • 2008-07-15        DIVIDEND   0.35   0.902637   0.32
  • 2008-08-14  FINAL DIVIDEND   0.11   0.898677   0.10
  • 2008-08-14        MATURITY  25.00   0.898677  22.47

The averageTradingValue of the shares (as defined by HIMIPref™) is only 34,088 … too small to attract institutional players, but quite large enough for the occasional retail purchaser.

The issue now has the highest YTW of any issue in the HIMI Proprietary PerpetualPremium index – even if we measure the YTW from the ask price of 25.35.

 

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