Market Action

September 8, 2025

The SURVEY OF CONSUMER EXPECTATIONS came out today:

August Survey: Inflation Expectations Up at Short-Term Horizon; Consumers’ Job Finding Expectations Drop to Series Low

Median inflation expectations ticked up 0.1 percentage point (ppt) to 3.2 percent at the one-year-ahead horizon and were unchanged at 3.0 percent at the three-year-ahead and at 2.9 percent at the five-year-ahead horizon.

The mean perceived probability of finding a job if one’s current job was lost fell markedly by 5.8 ppt to 44.9 percent, the lowest reading since the start of the series in June 2013.
Mean unemployment expectations—or the mean probability that the U.S. unemployment rate will be higher one year from now—increased by 1.7 ppt to 39.1 percent. The mean perceived probability of losing one’s job in the next 12 months ticked up by 0.1 ppt to 14.5 percent.

The median expected growth in household income remained unchanged for the second consecutive month at 2.9 percent in August. Median household spending growth expectations increased by 0.1 ppt to 5.0 percent.

And the Fed has a new high-profile defender:

While many CEOs have stayed silent during President Donald Trump’s attacks on the Federal Reserve, hedge fund billionaire Ken Griffin is speaking out about the dangers.

Trump risks “stoking both higher inflation and higher long-term rates” by undermining the independence of the Fed, Griffin co-wrote in an op-ed in The Wall Street Journal on Sunday titled “Trump’s risky game with the Fed.”

“The president’s strategy of publicly criticizing the Fed, suggesting the dismissal of governors and pressuring the central bank to adopt a more permissive stance towards inflation carries steep costs,” wrote Griffin, CEO of Citadel; and Anil Kashyap, a professor at the Chicago Booth Business School and a consultant to the Chicago Fed’s research department.

The duo warns that history shows how this strategy can backfire, including the Nixon-era pressure on the Fed in the 1970s that set the stage for the Great Stagflation crisis.

The warning represents a rare reprimand from a CEO at a time when many business leaders have tried to steer clear of publicly criticizing the president and others have gone out of their way to curry favor. Big bank CEOs publicly defended Fed independence this summer, while avoiding criticizing Trump directly.

Griffin, who has said he voted for Trump in last November’s election, has repeatedly slammed the administration’s trade war.

LCS.PR.A closed at 11.94 today, +3.38%, erasing over half of Friday’s loss … and providing a textbook illustration of the term “market impact”. But fear not, investment professional bonus fans! Friday’s trading will have resulted in a selling price for the position not very far from the VWAP on that day; therefore the trading was perfect; the trader and the portfolio manager (assuming these are different people) have nothing to be blamed for … even assuming the boss notices.

HIMIPref™ Preferred Indices
These values reflect the December 2008 revision of the HIMIPref™ Indices

Values are provisional and are finalized monthly
Index Mean
Current
Yield
(at bid)
Median
YTW
Median
Average
Trading
Value
Median
Mod Dur
(YTW)
Issues Day’s Perf. Index Value
Ratchet 6.69 % 7.12 % 40,969 13.33 1 0.0000 % 2,459.7
FixedFloater 0.00 % 0.00 % 0 0.00 0 0.0500 % 4,674.5
Floater 6.50 % 6.88 % 54,047 12.60 3 0.0500 % 2,694.0
OpRet 0.00 % 0.00 % 0 0.00 0 0.1524 % 3,638.9
SplitShare 4.81 % 4.64 % 59,413 3.41 6 0.1524 % 4,345.6
Interest-Bearing 0.00 % 0.00 % 0 0.00 0 0.1524 % 3,390.6
Perpetual-Premium 5.49 % 4.92 % 72,023 14.04 3 -0.1190 % 3,073.1
Perpetual-Discount 5.55 % 5.67 % 43,329 14.32 28 0.4623 % 3,387.7
FixedReset Disc 5.90 % 6.03 % 113,985 13.56 32 0.1843 % 3,037.3
Insurance Straight 5.46 % 5.44 % 54,407 14.68 18 0.0245 % 3,316.0
FloatingReset 5.07 % 4.48 % 42,203 0.14 1 0.0000 % 3,811.0
FixedReset Prem 5.66 % 5.15 % 122,405 2.43 21 -0.0130 % 2,627.6
FixedReset Bank Non 0.00 % 0.00 % 0 0.00 0 0.1843 % 3,104.7
FixedReset Ins Non 5.24 % 5.42 % 68,998 14.56 15 0.0845 % 3,056.2
Performance Highlights
Issue Index Change Notes
SLF.PR.D Insurance Straight -2.37 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-08
Maturity Price : 21.04
Evaluated at bid price : 21.04
Bid-YTW : 5.30 %
MFC.PR.C Insurance Straight -1.70 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-08
Maturity Price : 21.36
Evaluated at bid price : 21.36
Bid-YTW : 5.29 %
MFC.PR.J FixedReset Ins Non -1.08 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-08
Maturity Price : 23.33
Evaluated at bid price : 24.63
Bid-YTW : 5.54 %
MFC.PR.L FixedReset Ins Non 1.05 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-08
Maturity Price : 22.90
Evaluated at bid price : 24.05
Bid-YTW : 5.28 %
BN.PF.I FixedReset Prem 1.16 % YTW SCENARIO
Maturity Type : Call
Maturity Date : 2027-03-31
Maturity Price : 25.00
Evaluated at bid price : 25.30
Bid-YTW : 5.31 %
CU.PR.G Perpetual-Discount 1.36 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-08
Maturity Price : 20.80
Evaluated at bid price : 20.80
Bid-YTW : 5.45 %
CCS.PR.C Insurance Straight 1.53 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-08
Maturity Price : 22.34
Evaluated at bid price : 22.61
Bid-YTW : 5.53 %
CU.PR.H Perpetual-Discount 2.11 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-08
Maturity Price : 23.91
Evaluated at bid price : 24.15
Bid-YTW : 5.47 %
ENB.PR.N FixedReset Disc 2.17 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-08
Maturity Price : 22.95
Evaluated at bid price : 24.01
Bid-YTW : 5.92 %
CU.PR.D Perpetual-Discount 2.27 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-08
Maturity Price : 22.22
Evaluated at bid price : 22.50
Bid-YTW : 5.47 %
CU.PR.E Perpetual-Discount 2.57 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-08
Maturity Price : 22.49
Evaluated at bid price : 22.75
Bid-YTW : 5.41 %
BN.PR.R FixedReset Disc 2.81 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-08
Maturity Price : 20.15
Evaluated at bid price : 20.15
Bid-YTW : 6.26 %
SLF.PR.E Insurance Straight 3.08 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-08
Maturity Price : 21.45
Evaluated at bid price : 21.45
Bid-YTW : 5.26 %
Volume Highlights
Issue Index Shares
Traded
Notes
PWF.PR.S Perpetual-Discount 87,900 YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-08
Maturity Price : 21.34
Evaluated at bid price : 21.61
Bid-YTW : 5.62 %
FTS.PR.M FixedReset Disc 68,200 YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-08
Maturity Price : 22.64
Evaluated at bid price : 23.59
Bid-YTW : 5.62 %
BN.PR.K Floater 39,600 YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-08
Maturity Price : 12.89
Evaluated at bid price : 12.89
Bid-YTW : 6.88 %
BN.PR.T FixedReset Disc 36,600 YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-08
Maturity Price : 20.08
Evaluated at bid price : 20.08
Bid-YTW : 6.27 %
BN.PR.Z FixedReset Disc 36,300 YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-08
Maturity Price : 23.10
Evaluated at bid price : 24.01
Bid-YTW : 6.11 %
FFH.PR.G FixedReset Prem 29,000 YTW SCENARIO
Maturity Type : Call
Maturity Date : 2025-10-30
Maturity Price : 25.00
Evaluated at bid price : 25.13
Bid-YTW : 4.66 %
There were 10 other index-included issues trading in excess of 10,000 shares.
Wide Spread Highlights
See TMX DataLinx: ‘Last’ != ‘Close’ and the posts linked therein for an idea of why these quotes are so horrible.
Issue Index Quote Data and Yield Notes
CU.PR.H Perpetual-Discount Quote: 24.15 – 25.00
Spot Rate : 0.8500
Average : 0.5696

YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-08
Maturity Price : 23.91
Evaluated at bid price : 24.15
Bid-YTW : 5.47 %

RY.PR.O Perpetual-Premium Quote: 25.01 – 25.50
Spot Rate : 0.4900
Average : 0.2764

YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-08
Maturity Price : 24.69
Evaluated at bid price : 25.01
Bid-YTW : 4.92 %

MFC.PR.Q FixedReset Ins Non Quote: 25.00 – 25.64
Spot Rate : 0.6400
Average : 0.4265

YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-08
Maturity Price : 23.42
Evaluated at bid price : 25.00
Bid-YTW : 5.36 %

SLF.PR.D Insurance Straight Quote: 21.04 – 21.80
Spot Rate : 0.7600
Average : 0.5476

YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-08
Maturity Price : 21.04
Evaluated at bid price : 21.04
Bid-YTW : 5.30 %

PVS.PR.L SplitShare Quote: 25.90 – 26.90
Spot Rate : 1.0000
Average : 0.8059

YTW SCENARIO
Maturity Type : Hard Maturity
Maturity Date : 2030-06-30
Maturity Price : 25.00
Evaluated at bid price : 25.90
Bid-YTW : 4.69 %

MFC.PR.C Insurance Straight Quote: 21.36 – 21.98
Spot Rate : 0.6200
Average : 0.4570

YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-08
Maturity Price : 21.36
Evaluated at bid price : 21.36
Bid-YTW : 5.29 %

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