Market Action

October 2, 2025

HIMIPref™ Preferred Indices
These values reflect the December 2008 revision of the HIMIPref™ Indices

Values are provisional and are finalized monthly
Index Mean
Current
Yield
(at bid)
Median
YTW
Median
Average
Trading
Value
Median
Mod Dur
(YTW)
Issues Day’s Perf. Index Value
Ratchet 6.71 % 7.15 % 27,703 13.35 1 -0.6135 % 2,420.9
FixedFloater 0.00 % 0.00 % 0 0.00 0 0.0509 % 4,597.4
Floater 6.28 % 6.57 % 59,219 13.13 3 0.0509 % 2,649.5
OpRet 0.00 % 0.00 % 0 0.00 0 -0.0396 % 3,648.5
SplitShare 4.80 % 4.76 % 62,113 3.35 6 -0.0396 % 4,357.1
Interest-Bearing 0.00 % 0.00 % 0 0.00 0 -0.0396 % 3,399.6
Perpetual-Premium 5.54 % -1.31 % 85,336 0.08 4 -0.0991 % 3,084.6
Perpetual-Discount 5.58 % 5.65 % 46,138 14.36 28 0.8219 % 3,370.6
FixedReset Disc 5.91 % 6.06 % 130,888 13.68 32 0.0056 % 3,034.1
Insurance Straight 5.53 % 5.56 % 54,798 14.56 18 0.4530 % 3,272.7
FloatingReset 0.00 % 0.00 % 0 0.00 0 0.0056 % 3,609.4
FixedReset Prem 5.79 % 4.95 % 126,520 2.82 20 0.1031 % 2,631.7
FixedReset Bank Non 0.00 % 0.00 % 0 0.00 0 0.0056 % 3,101.5
FixedReset Ins Non 5.31 % 5.37 % 56,783 14.50 15 -1.2156 % 3,016.3
Performance Highlights
Issue Index Change Notes
IFC.PR.A FixedReset Ins Non -22.09 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-10-02
Maturity Price : 16.75
Evaluated at bid price : 16.75
Bid-YTW : 6.82 %
ENB.PR.H FixedReset Disc -3.25 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-10-02
Maturity Price : 21.40
Evaluated at bid price : 21.40
Bid-YTW : 6.06 %
CU.PR.F Perpetual-Discount -1.45 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-10-02
Maturity Price : 20.40
Evaluated at bid price : 20.40
Bid-YTW : 5.59 %
POW.PR.B Perpetual-Discount -1.05 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-10-02
Maturity Price : 23.32
Evaluated at bid price : 23.60
Bid-YTW : 5.68 %
PWF.PR.H Perpetual-Discount 1.00 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-10-02
Maturity Price : 24.92
Evaluated at bid price : 25.15
Bid-YTW : 5.81 %
MFC.PR.N FixedReset Ins Non 1.10 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-10-02
Maturity Price : 22.74
Evaluated at bid price : 23.84
Bid-YTW : 5.31 %
PWF.PR.O Perpetual-Discount 1.16 % YTW SCENARIO
Maturity Type : Call
Maturity Date : 2025-11-01
Maturity Price : 25.00
Evaluated at bid price : 25.29
Bid-YTW : 3.71 %
GWO.PR.G Insurance Straight 1.32 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-10-02
Maturity Price : 23.54
Evaluated at bid price : 23.81
Bid-YTW : 5.48 %
SLF.PR.G FixedReset Ins Non 1.65 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-10-02
Maturity Price : 18.50
Evaluated at bid price : 18.50
Bid-YTW : 5.69 %
PWF.PR.L Perpetual-Discount 2.22 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-10-02
Maturity Price : 22.73
Evaluated at bid price : 23.02
Bid-YTW : 5.63 %
CU.PR.D Perpetual-Discount 2.27 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-10-02
Maturity Price : 22.22
Evaluated at bid price : 22.50
Bid-YTW : 5.50 %
PWF.PR.S Perpetual-Discount 4.98 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-10-02
Maturity Price : 21.25
Evaluated at bid price : 21.52
Bid-YTW : 5.67 %
GWO.PR.H Insurance Straight 8.37 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-10-02
Maturity Price : 21.64
Evaluated at bid price : 21.89
Bid-YTW : 5.56 %
CU.PR.G Perpetual-Discount 13.06 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-10-02
Maturity Price : 20.35
Evaluated at bid price : 20.35
Bid-YTW : 5.60 %
Volume Highlights
Issue Index Shares
Traded
Notes
BN.PR.R FixedReset Disc 178,501 YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-10-02
Maturity Price : 19.90
Evaluated at bid price : 19.90
Bid-YTW : 6.27 %
RY.PR.M FixedReset Disc 81,619 YTW SCENARIO
Maturity Type : Call
Maturity Date : 2025-11-24
Maturity Price : 25.00
Evaluated at bid price : 25.07
Bid-YTW : 3.25 %
BIP.PR.F FixedReset Prem 67,100 YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-10-02
Maturity Price : 23.35
Evaluated at bid price : 25.01
Bid-YTW : 5.79 %
PWF.PR.S Perpetual-Discount 64,807 YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-10-02
Maturity Price : 21.25
Evaluated at bid price : 21.52
Bid-YTW : 5.67 %
ENB.PR.P FixedReset Disc 49,600 YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-10-02
Maturity Price : 21.51
Evaluated at bid price : 21.51
Bid-YTW : 6.37 %
ENB.PR.B FixedReset Disc 40,750 YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-10-02
Maturity Price : 20.25
Evaluated at bid price : 20.25
Bid-YTW : 6.46 %
There were 10 other index-included issues trading in excess of 10,000 shares.
Wide Spread Highlights
See TMX DataLinx: ‘Last’ != ‘Close’ and the posts linked therein for an idea of why these quotes are so horrible.
Issue Index Quote Data and Yield Notes
IFC.PR.A FixedReset Ins Non Quote: 16.75 – 21.87
Spot Rate : 5.1200
Average : 2.8224

YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-10-02
Maturity Price : 16.75
Evaluated at bid price : 16.75
Bid-YTW : 6.82 %

BN.PF.A FixedReset Disc Quote: 25.50 – 26.50
Spot Rate : 1.0000
Average : 0.5649

YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-10-02
Maturity Price : 23.54
Evaluated at bid price : 25.50
Bid-YTW : 5.69 %

IFC.PR.E Insurance Straight Quote: 22.10 – 24.25
Spot Rate : 2.1500
Average : 1.7604

YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-10-02
Maturity Price : 21.81
Evaluated at bid price : 22.10
Bid-YTW : 5.91 %

GWO.PR.G Insurance Straight Quote: 23.81 – 25.00
Spot Rate : 1.1900
Average : 0.8289

YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-10-02
Maturity Price : 23.54
Evaluated at bid price : 23.81
Bid-YTW : 5.48 %

ENB.PR.H FixedReset Disc Quote: 21.40 – 22.37
Spot Rate : 0.9700
Average : 0.6275

YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-10-02
Maturity Price : 21.40
Evaluated at bid price : 21.40
Bid-YTW : 6.06 %

BN.PR.X FixedReset Disc Quote: 18.71 – 20.25
Spot Rate : 1.5400
Average : 1.2507

YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-10-02
Maturity Price : 18.71
Evaluated at bid price : 18.71
Bid-YTW : 6.14 %

4 comments October 2, 2025

Frank says:

I have notice that cpx.pr.a is trading at a very low current yield and also a low reset yield (Reset date dec 31 2025). considering this is a higher risk prefered share, how do you explain this high valuation ? Is the probability of a redemption high? I would doubt it but I cannot otherwise explain the valuation.
Your thoughts ?

stusclues says:

From an Implied Volatility Theory perspective, CPX.PR.A has been trading too cheap for a long time. Current pricing is finally in-line with fair pricing (still slightly cheap).

niagara says:

stusclues,
I think that Frank’s point was that CPX is a higher risk name than, say, Fortis or Emera, yet this particular pref is trading with a future reset yield even lower than those two lower risk names. At current GOC5yr, I see this resetting at 5.6%. Most of the Emera and Fortis prefs trade with current yields at or above that of the estimated reset yield for CPX.PR.A. I agree with Frank, when viewed in this light, this is an expensive pref.

Frank,
The market is not pricing in any significant chance of redemption, otherwise, it would be trading in the high $24 range. The market has been wrong with redemption predictions before, of course, and the market sometimes misprices certain prefs, as I believe is the case here.

jiHymas says:

cpx.pr.a is trading at a very low current yield

I’m not going to opine on what the Current Yield should be, but I will point out that this issue last reset in December, 2020, when interest rates were … not what they are today.

The issue reset in 2020 based on a GOC-5 yield of 0.45%. Should this rate on the upcoming reset be 2.77%, the issue will experience an 88% increase in dividend. At least some of the lowness of the current Current Yield can be ascribed to anticipation of an increase coming in the near future.

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