Market Action

October 14, 2025

Powell spoke on quantitative tightening today:

Federal Reserve Chair Jerome Powell on Tuesday suggested the central bank is nearing a point where it will stop reducing the size of its bond holdings, but gave no long-run indication of where interest rates are heading.

Speaking to the National Association for Business Economics conference in Philadelphia, Powell provided a dissertation on where the Fed stands with “quantitative tightening,” or the effort to reduce the more than $6 trillion of securities it holds on its balance sheet.

While he provided no specific date of when the program will cease, he said there are indications the Fed is nearing its goal of “ample” reserves available for banks.

“Our long-stated plan is to stop balance sheet runoff when reserves are somewhat above the level we judge consistent with ample reserve conditions,” Powell said in prepared remarks. “We may approach that point in coming months, and we are closely monitoring a wide range of indicators to inform this decision.”

On a related matter, Powell noted concerns over the Fed continuing to pay interest on bank reserves.

The Fed normally remits interest it earns from its holdings to the Treasury general fund. However, because it had to raise interest rates so quickly to control inflation, it has seen operating losses. Congressional leaders such as Sen. Ted Cruz, R-Texas, have suggested terminating the payments on reserves.

However, Powell said that would be a mistake and would hinder the Fed’s ability to carry out policy.

“While our net interest income has temporarily been negative due to the rapid rise in policy rates to control inflation, this is highly unusual. Our net income will soon turn positive again, as it typically has been throughout our history,” he said. “If our ability to pay interest on reserves and other liabilities were eliminated, the Fed would lose control over rates.”

HIMIPref™ Preferred Indices
These values reflect the December 2008 revision of the HIMIPref™ Indices

Values are provisional and are finalized monthly
Index Mean
Current
Yield
(at bid)
Median
YTW
Median
Average
Trading
Value
Median
Mod Dur
(YTW)
Issues Day’s Perf. Index Value
Ratchet 6.65 % 7.10 % 24,631 13.38 1 0.0000 % 2,428.3
FixedFloater 0.00 % 0.00 % 0 0.00 0 0.0510 % 4,583.3
Floater 6.29 % 6.58 % 54,936 13.09 3 0.0510 % 2,641.4
OpRet 0.00 % 0.00 % 0 0.00 0 0.4735 % 3,673.9
SplitShare 4.75 % 4.41 % 67,710 3.32 5 0.4735 % 4,387.5
Interest-Bearing 0.00 % 0.00 % 0 0.00 0 0.4735 % 3,423.3
Perpetual-Premium 5.51 % 1.03 % 79,777 0.08 7 -0.0965 % 3,082.4
Perpetual-Discount 5.62 % 5.66 % 45,231 14.42 26 -0.1804 % 3,354.5
FixedReset Disc 6.00 % 6.06 % 107,306 13.67 30 0.0408 % 3,044.4
Insurance Straight 5.52 % 5.56 % 54,900 14.54 22 -0.6240 % 3,297.1
FloatingReset 0.00 % 0.00 % 0 0.00 0 0.0408 % 3,621.7
FixedReset Prem 5.65 % 4.90 % 129,746 2.79 22 -0.0673 % 2,626.2
FixedReset Bank Non 0.00 % 0.00 % 0 0.00 0 0.0408 % 3,112.0
FixedReset Ins Non 5.30 % 5.41 % 53,113 14.47 15 -1.5915 % 3,021.4
Performance Highlights
Issue Index Change Notes
IFC.PR.A FixedReset Ins Non -23.17 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-10-14
Maturity Price : 16.75
Evaluated at bid price : 16.75
Bid-YTW : 6.84 %
PWF.PR.S Perpetual-Discount -8.27 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-10-14
Maturity Price : 19.96
Evaluated at bid price : 19.96
Bid-YTW : 6.04 %
GWO.PR.H Insurance Straight -6.91 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-10-14
Maturity Price : 20.20
Evaluated at bid price : 20.20
Bid-YTW : 6.06 %
PWF.PR.E Perpetual-Discount -3.38 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-10-14
Maturity Price : 23.17
Evaluated at bid price : 23.47
Bid-YTW : 5.87 %
SLF.PR.C Insurance Straight -2.94 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-10-14
Maturity Price : 21.10
Evaluated at bid price : 21.10
Bid-YTW : 5.32 %
MFC.PR.C Insurance Straight -2.71 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-10-14
Maturity Price : 21.16
Evaluated at bid price : 21.16
Bid-YTW : 5.38 %
CCS.PR.C Insurance Straight -2.12 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-10-14
Maturity Price : 21.97
Evaluated at bid price : 22.20
Bid-YTW : 5.67 %
POW.PR.D Perpetual-Discount -1.67 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-10-14
Maturity Price : 22.11
Evaluated at bid price : 22.33
Bid-YTW : 5.62 %
POW.PR.G Perpetual-Discount -1.64 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-10-14
Maturity Price : 24.23
Evaluated at bid price : 24.53
Bid-YTW : 5.73 %
PWF.PR.R Perpetual-Discount -1.56 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-10-14
Maturity Price : 23.65
Evaluated at bid price : 23.92
Bid-YTW : 5.76 %
IFC.PR.E Insurance Straight -1.45 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-10-14
Maturity Price : 23.48
Evaluated at bid price : 23.75
Bid-YTW : 5.51 %
PWF.PR.K Perpetual-Discount -1.35 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-10-14
Maturity Price : 21.75
Evaluated at bid price : 22.00
Bid-YTW : 5.63 %
GWO.PR.L Insurance Straight 1.00 % YTW SCENARIO
Maturity Type : Call
Maturity Date : 2025-11-13
Maturity Price : 25.00
Evaluated at bid price : 25.15
Bid-YTW : 0.98 %
BN.PR.M Perpetual-Discount 1.26 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-10-14
Maturity Price : 20.10
Evaluated at bid price : 20.10
Bid-YTW : 5.97 %
PVS.PR.L SplitShare 2.40 % YTW SCENARIO
Maturity Type : Hard Maturity
Maturity Date : 2030-06-30
Maturity Price : 25.00
Evaluated at bid price : 26.01
Bid-YTW : 4.70 %
PWF.PR.L Perpetual-Discount 4.94 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-10-14
Maturity Price : 22.49
Evaluated at bid price : 22.75
Bid-YTW : 5.61 %
FTS.PR.F Perpetual-Discount 6.36 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-10-14
Maturity Price : 23.14
Evaluated at bid price : 23.40
Bid-YTW : 5.30 %
Volume Highlights
Issue Index Shares
Traded
Notes
RY.PR.M FixedReset Prem 120,000 YTW SCENARIO
Maturity Type : Call
Maturity Date : 2025-11-24
Maturity Price : 25.00
Evaluated at bid price : 25.10
Bid-YTW : 3.12 %
IFC.PR.C FixedReset Ins Non 56,900 YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-10-14
Maturity Price : 23.40
Evaluated at bid price : 23.96
Bid-YTW : 5.53 %
ENB.PR.P FixedReset Disc 55,600 YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-10-14
Maturity Price : 21.28
Evaluated at bid price : 21.56
Bid-YTW : 6.36 %
CU.PR.C FixedReset Disc 43,200 YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-10-14
Maturity Price : 23.36
Evaluated at bid price : 23.76
Bid-YTW : 5.48 %
MFC.PR.M FixedReset Ins Non 26,500 YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-10-14
Maturity Price : 22.87
Evaluated at bid price : 24.08
Bid-YTW : 5.41 %
TD.PF.E FixedReset Prem 15,600 YTW SCENARIO
Maturity Type : Call
Maturity Date : 2025-11-30
Maturity Price : 25.00
Evaluated at bid price : 24.97
Bid-YTW : 4.56 %
There were 7 other index-included issues trading in excess of 10,000 shares.
Wide Spread Highlights
See TMX DataLinx: ‘Last’ != ‘Close’ and the posts linked therein for an idea of why these quotes are so horrible.
Issue Index Quote Data and Yield Notes
IFC.PR.A FixedReset Ins Non Quote: 16.75 – 21.95
Spot Rate : 5.2000
Average : 2.8878

YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-10-14
Maturity Price : 16.75
Evaluated at bid price : 16.75
Bid-YTW : 6.84 %

PWF.PR.S Perpetual-Discount Quote: 19.96 – 22.24
Spot Rate : 2.2800
Average : 1.3080

YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-10-14
Maturity Price : 19.96
Evaluated at bid price : 19.96
Bid-YTW : 6.04 %

GWO.PR.H Insurance Straight Quote: 20.20 – 22.45
Spot Rate : 2.2500
Average : 1.5810

YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-10-14
Maturity Price : 20.20
Evaluated at bid price : 20.20
Bid-YTW : 6.06 %

MFC.PR.F FixedReset Ins Non Quote: 17.98 – 19.90
Spot Rate : 1.9200
Average : 1.5231

YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-10-14
Maturity Price : 17.98
Evaluated at bid price : 17.98
Bid-YTW : 5.72 %

GWO.PR.G Insurance Straight Quote: 23.50 – 25.00
Spot Rate : 1.5000
Average : 1.1428

YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-10-14
Maturity Price : 23.20
Evaluated at bid price : 23.50
Bid-YTW : 5.57 %

PWF.PR.E Perpetual-Discount Quote: 23.47 – 24.59
Spot Rate : 1.1200
Average : 0.7696

YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-10-14
Maturity Price : 23.17
Evaluated at bid price : 23.47
Bid-YTW : 5.87 %

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