Market Action

December 15, 2025

Canadian inflation was steady in November:

Economists and academics expect the trend of rising prices at the grocery store will follow consumers into 2026 even as Statistics Canada reported the overall inflation rate held steady in November.

The agency said Monday that annual inflation rose 2.2 per cent in November, unchanged from the previous month and a tick below economists’ expectations.

Grocery prices were up 4.7 per cent year-over-year in November – a jump from 3.4 per cent in October and the highest level recorded since December 2023.

Rising prices for fresh berries were driving the acceleration in November, Statscan said, and costs were also rising in a broad category that includes prepared foods like soup and potato chips.

Prices for fresh or frozen beef were up 17.7 per cent in November amid lower cattle inventories across North America. Meanwhile, tariffs from the United States, combined with tough weather conditions, are putting strain on coffee-producing regions, driving the cost of refined coffee up 27.8 per cent annually.

HIMIPref™ Preferred Indices
These values reflect the December 2008 revision of the HIMIPref™ Indices

Values are provisional and are finalized monthly
Index Mean
Current
Yield
(at bid)
Median
YTW
Median
Average
Trading
Value
Median
Mod Dur
(YTW)
Issues Day’s Perf. Index Value
Ratchet 0.00 % 0.00 % 0 0.00 0 -0.2030 % 2,424.6
FixedFloater 0.00 % 0.00 % 0 0.00 0 -0.2030 % 4,597.4
Floater 5.94 % 6.14 % 66,135 13.77 3 -0.2030 % 2,649.5
OpRet 0.00 % 0.00 % 0 0.00 0 0.1731 % 3,673.9
SplitShare 4.75 % 3.82 % 70,673 1.17 5 0.1731 % 4,387.5
Interest-Bearing 0.00 % 0.00 % 0 0.00 0 0.1731 % 3,423.3
Perpetual-Premium 5.64 % -0.71 % 80,497 0.09 7 0.0337 % 3,112.0
Perpetual-Discount 5.53 % 5.63 % 50,668 14.40 26 -0.0673 % 3,419.6
FixedReset Disc 5.85 % 6.08 % 106,126 13.64 31 -0.2849 % 3,120.7
Insurance Straight 5.50 % 5.53 % 61,112 14.57 21 0.3731 % 3,301.2
FloatingReset 0.00 % 0.00 % 0 0.00 0 -0.2849 % 3,712.5
FixedReset Prem 5.90 % 4.48 % 98,456 2.24 20 0.0595 % 2,659.3
FixedReset Bank Non 0.00 % 0.00 % 0 0.00 0 -0.2849 % 3,190.0
FixedReset Ins Non 5.26 % 5.57 % 83,393 14.31 13 0.9692 % 3,118.9
Performance Highlights
Issue Index Change Notes
IFC.PR.I Insurance Straight -8.94 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-12-15
Maturity Price : 22.02
Evaluated at bid price : 22.40
Bid-YTW : 6.14 %
ENB.PF.C FixedReset Disc -1.53 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-12-15
Maturity Price : 21.60
Evaluated at bid price : 21.90
Bid-YTW : 6.45 %
GWO.PR.Y Insurance Straight -1.40 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-12-15
Maturity Price : 18.34
Evaluated at bid price : 18.34
Bid-YTW : 6.16 %
MFC.PR.C Insurance Straight -1.18 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-12-15
Maturity Price : 21.48
Evaluated at bid price : 21.74
Bid-YTW : 5.19 %
ENB.PF.G FixedReset Disc -1.11 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-12-15
Maturity Price : 21.82
Evaluated at bid price : 22.25
Bid-YTW : 6.42 %
BN.PR.B Floater 1.07 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-12-15
Maturity Price : 12.72
Evaluated at bid price : 12.72
Bid-YTW : 6.15 %
BN.PF.J FixedReset Prem 1.11 % YTW SCENARIO
Maturity Type : Call
Maturity Date : 2027-12-31
Maturity Price : 25.00
Evaluated at bid price : 25.90
Bid-YTW : 4.27 %
BN.PF.G FixedReset Disc 1.12 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-12-15
Maturity Price : 22.92
Evaluated at bid price : 24.27
Bid-YTW : 5.93 %
PWF.PR.Z Perpetual-Discount 1.31 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-12-15
Maturity Price : 22.93
Evaluated at bid price : 23.20
Bid-YTW : 5.62 %
BN.PF.A FixedReset Prem 1.55 % YTW SCENARIO
Maturity Type : Call
Maturity Date : 2028-09-30
Maturity Price : 25.00
Evaluated at bid price : 25.90
Bid-YTW : 5.27 %
BN.PR.K Floater 1.70 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-12-15
Maturity Price : 12.75
Evaluated at bid price : 12.75
Bid-YTW : 6.14 %
TD.PF.I FixedReset Prem 1.71 % YTW SCENARIO
Maturity Type : Call
Maturity Date : 2027-10-31
Maturity Price : 25.00
Evaluated at bid price : 26.70
Bid-YTW : 3.00 %
GWO.PR.I Insurance Straight 2.93 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-12-15
Maturity Price : 21.10
Evaluated at bid price : 21.10
Bid-YTW : 5.35 %
SLF.PR.C Insurance Straight 4.32 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-12-15
Maturity Price : 21.72
Evaluated at bid price : 21.97
Bid-YTW : 5.07 %
IFC.PR.F Insurance Straight 11.87 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-12-15
Maturity Price : 24.26
Evaluated at bid price : 24.50
Bid-YTW : 5.51 %
GWO.PR.N FixedReset Ins Non 18.06 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-12-15
Maturity Price : 18.30
Evaluated at bid price : 18.30
Bid-YTW : 5.91 %
Volume Highlights
Issue Index Shares
Traded
Notes
GWO.PR.R Insurance Straight 54,800 YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-12-15
Maturity Price : 21.28
Evaluated at bid price : 21.55
Bid-YTW : 5.57 %
IFC.PR.A FixedReset Ins Non 54,300 YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-12-15
Maturity Price : 21.25
Evaluated at bid price : 21.52
Bid-YTW : 5.61 %
FFH.PR.I FixedReset Disc 50,500 YTW SCENARIO
Maturity Type : Call
Maturity Date : 2026-01-30
Maturity Price : 25.00
Evaluated at bid price : 24.97
Bid-YTW : 4.82 %
CU.PR.K Perpetual-Discount 49,200 YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-12-15
Maturity Price : 24.56
Evaluated at bid price : 24.95
Bid-YTW : 5.65 %
PWF.PR.Z Perpetual-Discount 41,500 YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-12-15
Maturity Price : 22.93
Evaluated at bid price : 23.20
Bid-YTW : 5.62 %
POW.PR.I Perpetual-Premium 38,500 YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-12-15
Maturity Price : 24.66
Evaluated at bid price : 25.06
Bid-YTW : 5.68 %
There were 14 other index-included issues trading in excess of 10,000 shares.
Wide Spread Highlights
See TMX DataLinx: ‘Last’ != ‘Close’ and the posts linked therein for an idea of why these quotes are so horrible.
Issue Index Quote Data and Yield Notes
IFC.PR.I Insurance Straight Quote: 22.40 – 25.99
Spot Rate : 3.5900
Average : 2.4228

YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-12-15
Maturity Price : 22.02
Evaluated at bid price : 22.40
Bid-YTW : 6.14 %

GWO.PR.Y Insurance Straight Quote: 18.34 – 21.43
Spot Rate : 3.0900
Average : 2.4449

YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-12-15
Maturity Price : 18.34
Evaluated at bid price : 18.34
Bid-YTW : 6.16 %

NA.PR.E FixedReset Prem Quote: 25.75 – 26.49
Spot Rate : 0.7400
Average : 0.4395

YTW SCENARIO
Maturity Type : Call
Maturity Date : 2028-05-15
Maturity Price : 25.00
Evaluated at bid price : 25.75
Bid-YTW : 4.74 %

BN.PF.E FixedReset Disc Quote: 22.47 – 23.60
Spot Rate : 1.1300
Average : 0.9273

YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-12-15
Maturity Price : 21.99
Evaluated at bid price : 22.47
Bid-YTW : 6.08 %

BN.PR.X FixedReset Disc Quote: 19.50 – 19.95
Spot Rate : 0.4500
Average : 0.3111

YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-12-15
Maturity Price : 19.50
Evaluated at bid price : 19.50
Bid-YTW : 6.17 %

BN.PF.I FixedReset Prem Quote: 25.32 – 25.70
Spot Rate : 0.3800
Average : 0.2532

YTW SCENARIO
Maturity Type : Call
Maturity Date : 2027-03-31
Maturity Price : 25.00
Evaluated at bid price : 25.32
Bid-YTW : 4.21 %

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