Market Action

January 7, 2026

PerpetualDiscounts now yield 5.55%, equivalent to 7.22% interest at the standard conversion factor of 1.3x. Long corporates yielded 4.91% on 2026-1-7. Therefore the pre-tax interest-equivalent spread (in this context, the “Seniority Spread”) has narrowed to 230bp from the 240bp reported December 31.

HIMIPref™ Preferred Indices
These values reflect the December 2008 revision of the HIMIPref™ Indices

Values are provisional and are finalized monthly
Index Mean
Current
Yield
(at bid)
Median
YTW
Median
Average
Trading
Value
Median
Mod Dur
(YTW)
Issues Day’s Perf. Index Value
Ratchet 0.00 % 0.00 % 0 0.00 0 0.1520 % 2,437.5
FixedFloater 0.00 % 0.00 % 0 0.00 0 0.1520 % 4,621.9
Floater 5.91 % 6.12 % 53,075 13.75 3 0.1520 % 2,663.6
OpRet 0.00 % 0.00 % 0 0.00 0 0.1725 % 3,685.8
SplitShare 4.74 % 4.19 % 73,521 1.10 5 0.1725 % 4,401.6
Interest-Bearing 0.00 % 0.00 % 0 0.00 0 0.1725 % 3,434.3
Perpetual-Premium 5.62 % 5.53 % 95,668 6.87 9 -0.2535 % 3,110.4
Perpetual-Discount 5.49 % 5.55 % 47,351 14.43 25 0.9929 % 3,441.9
FixedReset Disc 5.87 % 6.01 % 101,464 13.81 29 -0.0813 % 3,166.7
Insurance Straight 5.45 % 5.49 % 54,578 14.62 22 -0.0689 % 3,338.6
FloatingReset 0.00 % 0.00 % 0 0.00 0 -0.0813 % 3,767.1
FixedReset Prem 5.94 % 4.35 % 88,662 2.21 19 0.0080 % 2,663.5
FixedReset Bank Non 0.00 % 0.00 % 0 0.00 0 -0.0813 % 3,237.0
FixedReset Ins Non 5.28 % 5.46 % 76,056 14.44 14 -0.1530 % 3,132.5
Performance Highlights
Issue Index Change Notes
IFC.PR.C FixedReset Ins Non -3.42 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2056-01-07
Maturity Price : 23.35
Evaluated at bid price : 24.00
Bid-YTW : 5.74 %
GWO.PR.Y Insurance Straight -3.22 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2056-01-07
Maturity Price : 20.13
Evaluated at bid price : 20.13
Bid-YTW : 5.64 %
ENB.PF.A FixedReset Disc -3.04 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2056-01-07
Maturity Price : 21.90
Evaluated at bid price : 22.30
Bid-YTW : 6.39 %
IFC.PR.G FixedReset Ins Non -1.76 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2056-01-07
Maturity Price : 23.51
Evaluated at bid price : 25.10
Bid-YTW : 5.52 %
POW.PR.A Perpetual-Premium -1.31 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2056-01-07
Maturity Price : 24.64
Evaluated at bid price : 24.90
Bid-YTW : 5.64 %
SLF.PR.D Insurance Straight -1.15 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2056-01-07
Maturity Price : 21.50
Evaluated at bid price : 21.50
Bid-YTW : 5.22 %
SLF.PR.G FixedReset Ins Non 1.06 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2056-01-07
Maturity Price : 19.95
Evaluated at bid price : 19.95
Bid-YTW : 5.46 %
PVS.PR.L SplitShare 1.15 % YTW SCENARIO
Maturity Type : Call
Maturity Date : 2026-02-06
Maturity Price : 26.00
Evaluated at bid price : 26.50
Bid-YTW : -12.10 %
ENB.PR.J FixedReset Disc 1.47 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2056-01-07
Maturity Price : 22.25
Evaluated at bid price : 22.72
Bid-YTW : 6.26 %
GWO.PR.I Insurance Straight 1.95 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2056-01-07
Maturity Price : 20.95
Evaluated at bid price : 20.95
Bid-YTW : 5.41 %
SLF.PR.H FixedReset Ins Non 2.11 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2056-01-07
Maturity Price : 22.08
Evaluated at bid price : 22.72
Bid-YTW : 5.52 %
PWF.PR.P FixedReset Disc 3.02 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2056-01-07
Maturity Price : 20.11
Evaluated at bid price : 20.11
Bid-YTW : 5.71 %
PWF.PR.S Perpetual-Discount 32.53 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2056-01-07
Maturity Price : 21.75
Evaluated at bid price : 22.00
Bid-YTW : 5.55 %
Volume Highlights
Issue Index Shares
Traded
Notes
BN.PF.M FixedReset Prem 61,488 YTW SCENARIO
Maturity Type : Call
Maturity Date : 2031-01-01
Maturity Price : 25.00
Evaluated at bid price : 26.30
Bid-YTW : 4.64 %
PVS.PR.J SplitShare 53,041 YTW SCENARIO
Maturity Type : Call
Maturity Date : 2027-02-28
Maturity Price : 25.00
Evaluated at bid price : 25.11
Bid-YTW : 4.37 %
FFH.PR.K FixedReset Prem 52,200 YTW SCENARIO
Maturity Type : Call
Maturity Date : 2027-03-31
Maturity Price : 25.00
Evaluated at bid price : 25.52
Bid-YTW : 3.42 %
MFC.PR.L FixedReset Ins Non 43,305 YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2056-01-07
Maturity Price : 23.24
Evaluated at bid price : 24.80
Bid-YTW : 5.26 %
SLF.PR.D Insurance Straight 30,938 YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2056-01-07
Maturity Price : 21.50
Evaluated at bid price : 21.50
Bid-YTW : 5.22 %
PWF.PR.H Perpetual-Premium 24,100 YTW SCENARIO
Maturity Type : Call
Maturity Date : 2026-02-06
Maturity Price : 25.00
Evaluated at bid price : 25.29
Bid-YTW : 4.33 %
There were 12 other index-included issues trading in excess of 10,000 shares.
Wide Spread Highlights
See TMX DataLinx: ‘Last’ != ‘Close’ and the posts linked therein for an idea of why these quotes are so horrible.
Issue Index Quote Data and Yield Notes
IFC.PR.C FixedReset Ins Non Quote: 24.00 – 25.00
Spot Rate : 1.0000
Average : 0.5699

YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2056-01-07
Maturity Price : 23.35
Evaluated at bid price : 24.00
Bid-YTW : 5.74 %

GWO.PR.Y Insurance Straight Quote: 20.13 – 21.13
Spot Rate : 1.0000
Average : 0.7258

YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2056-01-07
Maturity Price : 20.13
Evaluated at bid price : 20.13
Bid-YTW : 5.64 %

ENB.PF.A FixedReset Disc Quote: 22.30 – 23.15
Spot Rate : 0.8500
Average : 0.5768

YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2056-01-07
Maturity Price : 21.90
Evaluated at bid price : 22.30
Bid-YTW : 6.39 %

IFC.PR.G FixedReset Ins Non Quote: 25.10 – 25.90
Spot Rate : 0.8000
Average : 0.5714

YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2056-01-07
Maturity Price : 23.51
Evaluated at bid price : 25.10
Bid-YTW : 5.52 %

BN.PR.Z FixedReset Disc Quote: 25.00 – 25.75
Spot Rate : 0.7500
Average : 0.5350

YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2056-01-07
Maturity Price : 23.59
Evaluated at bid price : 25.00
Bid-YTW : 5.92 %

TD.PF.J FixedReset Prem Quote: 26.05 – 26.60
Spot Rate : 0.5500
Average : 0.3684

YTW SCENARIO
Maturity Type : Call
Maturity Date : 2028-04-30
Maturity Price : 25.00
Evaluated at bid price : 26.05
Bid-YTW : 4.35 %

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