Market Action

September 24, 2025

PerpetualDiscounts now yield 5.71%, equivalent to 7.42% interest at the standard conversion factor of 1.3x. Long corporates yielded 4.86% on 2025-9-17, so the pre-tax interest-equivalent spread (in this context, the “Seniority Spread”) remains at the 255bp reported September 17.

HIMIPref™ Preferred Indices
These values reflect the December 2008 revision of the HIMIPref™ Indices

Values are provisional and are finalized monthly
Index Mean
Current
Yield
(at bid)
Median
YTW
Median
Average
Trading
Value
Median
Mod Dur
(YTW)
Issues Day’s Perf. Index Value
Ratchet 6.65 % 7.10 % 32,667 13.32 1 -0.3030 % 2,458.2
FixedFloater 0.00 % 0.00 % 0 0.00 0 -0.1776 % 4,600.9
Floater 6.27 % 6.54 % 63,151 13.18 3 -0.1776 % 2,651.5
OpRet 0.00 % 0.00 % 0 0.00 0 0.0662 % 3,642.5
SplitShare 4.81 % 4.58 % 63,892 3.37 6 0.0662 % 4,350.0
Interest-Bearing 0.00 % 0.00 % 0 0.00 0 0.0662 % 3,394.0
Perpetual-Premium 5.56 % 2.09 % 86,964 0.08 4 -0.1886 % 3,077.0
Perpetual-Discount 5.61 % 5.71 % 45,887 14.26 28 0.0584 % 3,347.5
FixedReset Disc 5.93 % 6.00 % 118,416 13.65 32 0.3796 % 3,021.6
Insurance Straight 5.56 % 5.61 % 55,371 14.50 18 0.1323 % 3,253.3
FloatingReset 5.01 % 5.02 % 47,594 15.48 1 0.0000 % 3,765.7
FixedReset Prem 5.67 % 4.96 % 120,115 2.80 21 -0.0427 % 2,625.0
FixedReset Bank Non 0.00 % 0.00 % 0 0.00 0 0.3796 % 3,088.7
FixedReset Ins Non 5.27 % 5.48 % 59,641 14.42 15 0.3113 % 3,040.1
Performance Highlights
Issue Index Change Notes
MFC.PR.J FixedReset Ins Non -1.78 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-24
Maturity Price : 23.40
Evaluated at bid price : 24.80
Bid-YTW : 5.48 %
CU.PR.F Perpetual-Discount -1.67 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-24
Maturity Price : 20.01
Evaluated at bid price : 20.01
Bid-YTW : 5.69 %
BIP.PR.F FixedReset Prem -1.24 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-24
Maturity Price : 23.23
Evaluated at bid price : 24.69
Bid-YTW : 5.85 %
FTS.PR.J Perpetual-Discount -1.12 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-24
Maturity Price : 21.75
Evaluated at bid price : 22.00
Bid-YTW : 5.44 %
BN.PF.F FixedReset Disc 1.08 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-24
Maturity Price : 22.61
Evaluated at bid price : 23.50
Bid-YTW : 6.00 %
SLF.PR.H FixedReset Ins Non 1.12 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-24
Maturity Price : 21.43
Evaluated at bid price : 21.75
Bid-YTW : 5.50 %
PWF.PR.K Perpetual-Discount 1.24 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-24
Maturity Price : 21.78
Evaluated at bid price : 22.02
Bid-YTW : 5.70 %
GWO.PR.N FixedReset Ins Non 2.65 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-24
Maturity Price : 17.45
Evaluated at bid price : 17.45
Bid-YTW : 5.75 %
BN.PF.C Perpetual-Discount 2.88 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-24
Maturity Price : 21.05
Evaluated at bid price : 21.05
Bid-YTW : 5.80 %
ENB.PR.H FixedReset Disc 3.13 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-24
Maturity Price : 21.81
Evaluated at bid price : 22.07
Bid-YTW : 5.82 %
GWO.PR.S Insurance Straight 3.58 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-24
Maturity Price : 23.15
Evaluated at bid price : 23.41
Bid-YTW : 5.63 %
IFC.PR.G FixedReset Ins Non 4.68 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-24
Maturity Price : 23.27
Evaluated at bid price : 24.60
Bid-YTW : 5.45 %
ENB.PR.B FixedReset Disc 4.83 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-24
Maturity Price : 20.18
Evaluated at bid price : 20.18
Bid-YTW : 6.45 %
BN.PR.T FixedReset Disc 5.32 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-24
Maturity Price : 19.80
Evaluated at bid price : 19.80
Bid-YTW : 6.25 %
POW.PR.D Perpetual-Discount 7.42 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-24
Maturity Price : 22.07
Evaluated at bid price : 22.30
Bid-YTW : 5.61 %
Volume Highlights
Issue Index Shares
Traded
Notes
TD.PF.E FixedReset Prem 284,860 YTW SCENARIO
Maturity Type : Call
Maturity Date : 2025-10-31
Maturity Price : 25.00
Evaluated at bid price : 25.12
Bid-YTW : 3.27 %
FFH.PR.I FixedReset Disc 145,600 YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-24
Maturity Price : 24.01
Evaluated at bid price : 24.80
Bid-YTW : 5.58 %
POW.PR.H Perpetual-Premium 81,700 YTW SCENARIO
Maturity Type : Call
Maturity Date : 2034-10-15
Maturity Price : 25.00
Evaluated at bid price : 25.20
Bid-YTW : 5.68 %
ENB.PR.B FixedReset Disc 81,002 YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-24
Maturity Price : 20.18
Evaluated at bid price : 20.18
Bid-YTW : 6.45 %
FFH.PR.G FixedReset Prem 54,500 YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-24
Maturity Price : 23.95
Evaluated at bid price : 24.98
Bid-YTW : 5.27 %
PWF.PR.T FixedReset Disc 53,181 YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-24
Maturity Price : 23.02
Evaluated at bid price : 24.22
Bid-YTW : 5.40 %
There were 13 other index-included issues trading in excess of 10,000 shares.
Wide Spread Highlights
See TMX DataLinx: ‘Last’ != ‘Close’ and the posts linked therein for an idea of why these quotes are so horrible.
Issue Index Quote Data and Yield Notes
CU.PR.F Perpetual-Discount Quote: 20.01 – 21.75
Spot Rate : 1.7400
Average : 1.3235

YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-24
Maturity Price : 20.01
Evaluated at bid price : 20.01
Bid-YTW : 5.69 %

PWF.PR.S Perpetual-Discount Quote: 20.50 – 21.85
Spot Rate : 1.3500
Average : 1.0994

YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-24
Maturity Price : 20.50
Evaluated at bid price : 20.50
Bid-YTW : 5.96 %

GWO.PR.R Insurance Straight Quote: 21.41 – 22.19
Spot Rate : 0.7800
Average : 0.5613

YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-24
Maturity Price : 21.41
Evaluated at bid price : 21.41
Bid-YTW : 5.64 %

MFC.PR.J FixedReset Ins Non Quote: 24.80 – 25.60
Spot Rate : 0.8000
Average : 0.5930

YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-24
Maturity Price : 23.40
Evaluated at bid price : 24.80
Bid-YTW : 5.48 %

ENB.PR.P FixedReset Disc Quote: 21.37 – 21.94
Spot Rate : 0.5700
Average : 0.3958

YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-24
Maturity Price : 21.37
Evaluated at bid price : 21.37
Bid-YTW : 6.39 %

ENB.PR.N FixedReset Disc Quote: 23.90 – 24.36
Spot Rate : 0.4600
Average : 0.2964

YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-24
Maturity Price : 22.90
Evaluated at bid price : 23.90
Bid-YTW : 5.93 %

One comment September 24, 2025

[…] PerpetualDiscounts now yield 5.69%, equivalent to 7.40% interest at the standard conversion factor of 1.3x. Long corporates yielded 4.84% on 2025-10-1, so the pre-tax interest-equivalent spread (in this context, the “Seniority Spread”) remains at the 255bp reported September 24. […]

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