Market Action

September 26, 2025

Good news from America! The American consumer is still spending:

The US economy’s comeback in the second quarter was just revised higher again, and economists estimate that momentum carried on in the third quarter, underscoring the resilience of the world’s largest economy.

Gross domestic product, the broadest measure of economic output, rose at an annualized rate of 3.8% from April through June, the Commerce Department said Thursday in its third and final estimate. That’s significantly higher than the 3.3% rate reported in the second estimate, and well above the 3% initially reported.

GDP was revised higher largely due to new additional data on consumer spending. Personal consumption expenditures rose at an annualized pace of 2.5% in the second quarter, according to the third estimate, up sharply from the second estimate’s 1.6%.

The Federal Reserve Bank of Atlanta estimates that GDP continued to power through at a robust pace in the third quarter, forecasting third-quarter GDP to register at a solid 3.3% rate.

Against the odds, retail sales, which comprise a sizable chunk of overall spending, rose 0.6% in August from the prior month, according to Commerce Department data, following July’s 0.6% gain.

Canadian GDP was up for different reasons:

Real gross domestic product grew in July for the first time in four months and by slightly more than expected, suggesting the economy will likely avoid a recession this year as U.S. tariffs batter key Canadian sectors.

Statistics Canada reported Friday that the 0.2-per-cent increase in real GDP was largely driven by growth in good-producing industries. The mining, quarrying and oil and gas extraction sector led growth in July, expanding by 1.4 per cent.

Motor vehicle parts and motor vehicle manufacturing expanded by 10.5 per cent and 9.1 per cent respectively in July, which coincided with an increase in exports of those goods that month, the Statscan report noted.

However, activity in iron and steel mills and ferro-alloy manufacturing was down by about 25-per-cent since February, before the U.S. imposed a 25-per-cent tariff on steel imports in March.

The industry group in July experienced its steepest decline since April 2020, contracting by 19.1 per cent after U.S. President Donald Trump doubled the tariff rate to 50 per cent in June.

HIMIPref™ Preferred Indices
These values reflect the December 2008 revision of the HIMIPref™ Indices

Values are provisional and are finalized monthly
Index Mean
Current
Yield
(at bid)
Median
YTW
Median
Average
Trading
Value
Median
Mod Dur
(YTW)
Issues Day’s Perf. Index Value
Ratchet 6.68 % 7.14 % 31,377 13.28 1 -0.6079 % 2,443.3
FixedFloater 0.00 % 0.00 % 0 0.00 0 0.0509 % 4,592.7
Floater 6.28 % 6.56 % 60,125 13.16 3 0.0509 % 2,646.8
OpRet 0.00 % 0.00 % 0 0.00 0 0.1588 % 3,646.1
SplitShare 4.80 % 4.52 % 63,895 3.37 6 0.1588 % 4,354.3
Interest-Bearing 0.00 % 0.00 % 0 0.00 0 0.1588 % 3,397.4
Perpetual-Premium 5.55 % 0.06 % 86,073 0.08 4 0.1391 % 3,082.8
Perpetual-Discount 5.61 % 5.70 % 45,885 14.28 28 0.1439 % 3,347.0
FixedReset Disc 5.92 % 6.06 % 126,346 13.64 32 0.1511 % 3,028.8
Insurance Straight 5.60 % 5.60 % 53,979 14.52 18 -0.8086 % 3,233.0
FloatingReset 5.00 % 5.02 % 45,072 15.48 1 0.0000 % 3,767.2
FixedReset Prem 5.66 % 5.05 % 123,016 2.42 21 0.1617 % 2,628.9
FixedReset Bank Non 0.00 % 0.00 % 0 0.00 0 0.1511 % 3,096.0
FixedReset Ins Non 5.26 % 5.43 % 58,999 14.54 15 0.1286 % 3,048.2
Performance Highlights
Issue Index Change Notes
GWO.PR.H Insurance Straight -7.00 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-26
Maturity Price : 20.20
Evaluated at bid price : 20.20
Bid-YTW : 6.04 %
SLF.PR.C Insurance Straight -5.30 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-26
Maturity Price : 20.00
Evaluated at bid price : 20.00
Bid-YTW : 5.60 %
GWO.PR.Q Insurance Straight -2.62 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-26
Maturity Price : 22.07
Evaluated at bid price : 22.30
Bid-YTW : 5.80 %
BN.PF.C Perpetual-Discount -1.78 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-26
Maturity Price : 20.46
Evaluated at bid price : 20.46
Bid-YTW : 5.97 %
SLF.PR.G FixedReset Ins Non -1.68 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-26
Maturity Price : 18.11
Evaluated at bid price : 18.11
Bid-YTW : 5.79 %
SLF.PR.D Insurance Straight -1.52 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-26
Maturity Price : 20.70
Evaluated at bid price : 20.70
Bid-YTW : 5.41 %
CU.PR.G Perpetual-Discount -1.43 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-26
Maturity Price : 20.00
Evaluated at bid price : 20.00
Bid-YTW : 5.69 %
TD.PF.J FixedReset Prem 1.37 % YTW SCENARIO
Maturity Type : Call
Maturity Date : 2028-04-30
Maturity Price : 25.00
Evaluated at bid price : 25.81
Bid-YTW : 4.81 %
IFC.PR.C FixedReset Ins Non 1.92 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-26
Maturity Price : 23.30
Evaluated at bid price : 23.85
Bid-YTW : 5.52 %
BIP.PR.F FixedReset Prem 1.95 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-26
Maturity Price : 23.39
Evaluated at bid price : 25.15
Bid-YTW : 5.73 %
MFC.PR.Q FixedReset Ins Non 2.04 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-26
Maturity Price : 23.43
Evaluated at bid price : 25.00
Bid-YTW : 5.35 %
CU.PR.F Perpetual-Discount 2.95 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-26
Maturity Price : 20.60
Evaluated at bid price : 20.60
Bid-YTW : 5.52 %
Volume Highlights
Issue Index Shares
Traded
Notes
FFH.PR.I FixedReset Disc 124,000 YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-26
Maturity Price : 24.04
Evaluated at bid price : 24.83
Bid-YTW : 5.57 %
CU.PR.I FixedReset Prem 110,000 YTW SCENARIO
Maturity Type : Call
Maturity Date : 2025-12-01
Maturity Price : 25.00
Evaluated at bid price : 25.10
Bid-YTW : 4.02 %
POW.PR.H Perpetual-Premium 100,885 YTW SCENARIO
Maturity Type : Call
Maturity Date : 2034-10-15
Maturity Price : 25.00
Evaluated at bid price : 25.28
Bid-YTW : 5.64 %
MFC.PR.M FixedReset Ins Non 56,500 YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-26
Maturity Price : 22.69
Evaluated at bid price : 23.70
Bid-YTW : 5.48 %
FFH.PR.G FixedReset Prem 53,052 YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-26
Maturity Price : 23.93
Evaluated at bid price : 24.98
Bid-YTW : 5.27 %
IFC.PR.C FixedReset Ins Non 52,991 YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-26
Maturity Price : 23.30
Evaluated at bid price : 23.85
Bid-YTW : 5.52 %
There were 12 other index-included issues trading in excess of 10,000 shares.
Wide Spread Highlights
See TMX DataLinx: ‘Last’ != ‘Close’ and the posts linked therein for an idea of why these quotes are so horrible.
Issue Index Quote Data and Yield Notes
GWO.PR.H Insurance Straight Quote: 20.20 – 22.07
Spot Rate : 1.8700
Average : 1.2328

YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-26
Maturity Price : 20.20
Evaluated at bid price : 20.20
Bid-YTW : 6.04 %

PWF.PF.A Perpetual-Discount Quote: 20.33 – 21.50
Spot Rate : 1.1700
Average : 0.7755

YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-26
Maturity Price : 20.33
Evaluated at bid price : 20.33
Bid-YTW : 5.63 %

SLF.PR.C Insurance Straight Quote: 20.00 – 21.30
Spot Rate : 1.3000
Average : 0.9593

YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-26
Maturity Price : 20.00
Evaluated at bid price : 20.00
Bid-YTW : 5.60 %

GWO.PR.Q Insurance Straight Quote: 22.30 – 24.20
Spot Rate : 1.9000
Average : 1.6146

YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-26
Maturity Price : 22.07
Evaluated at bid price : 22.30
Bid-YTW : 5.80 %

BN.PF.C Perpetual-Discount Quote: 20.46 – 21.45
Spot Rate : 0.9900
Average : 0.7299

YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-26
Maturity Price : 20.46
Evaluated at bid price : 20.46
Bid-YTW : 5.97 %

GWO.PR.Y Insurance Straight Quote: 20.32 – 20.85
Spot Rate : 0.5300
Average : 0.3689

YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-09-26
Maturity Price : 20.32
Evaluated at bid price : 20.32
Bid-YTW : 5.57 %

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