Market Action

December 5, 2025

Jobs, jobs, jobs!

Canadian employment surged in November for the third consecutive month as young people picked up tens of thousands of positions, with the results easily outperforming tepid predictions from economists.

The country’s unemployment rate fell to 6.5 per cent in November from 6.9 per cent in October, Statistics Canada reported Friday in its Labour Force Survey. The decrease was fuelled by growth in part-time jobs, and a corresponding decline in the youth unemployment rate, which reached a four-year peak in September of this year.

Over all, the economy added 54,000 jobs in November, bringing the cumulative increase in jobs for September through November to 181,000.

Employment grew by 50,000 among youth aged 15 to 24 but was relatively unchanged for core-aged people (25 to 54) and older workers. The youth unemployment rate dropped to 12.8 per cent, from 14.1 per cent in October, the lowest it has been in nearly 20 months.

That said, the country’s job growth over the past three months has been primarily concentrated in part-time work, which has increased at a significantly faster rate (2.7 per cent) than full-time employment (0.5 per cent). Employment in November was also driven by an increase in jobs in health care, social assistance, accommodation and food services – sectors that tend to hire workers on a part-time and contract basis.

The Canadian bond market got crushed: five-year Canadas jumped about 19bp (!!!) to 3.01% and the long bond to 3.86%.

HIMIPref™ Preferred Indices
These values reflect the December 2008 revision of the HIMIPref™ Indices

Values are provisional and are finalized monthly
Index Mean
Current
Yield
(at bid)
Median
YTW
Median
Average
Trading
Value
Median
Mod Dur
(YTW)
Issues Day’s Perf. Index Value
Ratchet 0.00 % 0.00 % 0 0.00 0 -0.0767 % 2,408.5
FixedFloater 0.00 % 0.00 % 0 0.00 0 -0.0767 % 4,567.0
Floater 5.98 % 6.29 % 62,307 13.41 3 -0.0767 % 2,632.0
OpRet 0.00 % 0.00 % 0 0.00 0 0.2518 % 3,676.8
SplitShare 4.75 % 4.25 % 65,898 1.19 5 0.2518 % 4,390.9
Interest-Bearing 0.00 % 0.00 % 0 0.00 0 0.2518 % 3,426.0
Perpetual-Premium 5.69 % 5.67 % 71,311 14.01 7 -0.7928 % 3,085.6
Perpetual-Discount 5.52 % 5.62 % 50,057 14.44 28 -0.7898 % 3,390.5
FixedReset Disc 5.87 % 5.93 % 102,103 13.73 31 -0.5167 % 3,109.1
Insurance Straight 5.51 % 5.49 % 60,761 14.64 21 -0.6672 % 3,294.7
FloatingReset 0.00 % 0.00 % 0 0.00 0 -0.5167 % 3,698.6
FixedReset Prem 5.91 % 4.85 % 103,130 2.65 20 -0.0769 % 2,653.9
FixedReset Bank Non 0.00 % 0.00 % 0 0.00 0 -0.5167 % 3,178.2
FixedReset Ins Non 5.28 % 5.32 % 83,534 14.68 13 -0.0166 % 3,103.7
Performance Highlights
Issue Index Change Notes
IFC.PR.F Insurance Straight -10.17 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-12-05
Maturity Price : 21.61
Evaluated at bid price : 21.90
Bid-YTW : 6.16 %
POW.PR.A Perpetual-Discount -4.97 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-12-05
Maturity Price : 23.63
Evaluated at bid price : 23.90
Bid-YTW : 5.95 %
ENB.PR.F FixedReset Disc -4.14 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-12-05
Maturity Price : 20.85
Evaluated at bid price : 20.85
Bid-YTW : 6.46 %
PWF.PR.T FixedReset Disc -3.76 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-12-05
Maturity Price : 22.98
Evaluated at bid price : 24.06
Bid-YTW : 5.46 %
MFC.PR.J FixedReset Ins Non -3.71 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-12-05
Maturity Price : 23.28
Evaluated at bid price : 24.41
Bid-YTW : 5.61 %
CU.PR.J Perpetual-Discount -3.43 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-12-05
Maturity Price : 21.10
Evaluated at bid price : 21.10
Bid-YTW : 5.67 %
SLF.PR.G FixedReset Ins Non -2.78 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-12-05
Maturity Price : 18.90
Evaluated at bid price : 18.90
Bid-YTW : 5.58 %
BN.PF.B FixedReset Disc -2.51 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-12-05
Maturity Price : 22.79
Evaluated at bid price : 23.70
Bid-YTW : 5.96 %
POW.PR.C Perpetual-Premium -2.34 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-12-05
Maturity Price : 24.83
Evaluated at bid price : 25.05
Bid-YTW : 5.88 %
PWF.PR.S Perpetual-Discount -2.10 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-12-05
Maturity Price : 20.50
Evaluated at bid price : 20.50
Bid-YTW : 5.94 %
POW.PR.B Perpetual-Discount -2.04 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-12-05
Maturity Price : 23.69
Evaluated at bid price : 24.00
Bid-YTW : 5.65 %
PWF.PR.H Perpetual-Premium -1.85 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-12-05
Maturity Price : 24.68
Evaluated at bid price : 25.00
Bid-YTW : 5.81 %
PWF.PR.L Perpetual-Discount -1.81 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-12-05
Maturity Price : 22.56
Evaluated at bid price : 22.82
Bid-YTW : 5.65 %
CU.PR.F Perpetual-Discount -1.81 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-12-05
Maturity Price : 20.67
Evaluated at bid price : 20.67
Bid-YTW : 5.48 %
FTS.PR.H FixedReset Disc -1.74 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-12-05
Maturity Price : 18.67
Evaluated at bid price : 18.67
Bid-YTW : 5.70 %
CU.PR.G Perpetual-Discount -1.72 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-12-05
Maturity Price : 20.57
Evaluated at bid price : 20.57
Bid-YTW : 5.51 %
ENB.PF.C FixedReset Disc -1.62 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-12-05
Maturity Price : 21.60
Evaluated at bid price : 21.90
Bid-YTW : 6.25 %
GWO.PR.N FixedReset Ins Non -1.53 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-12-05
Maturity Price : 18.08
Evaluated at bid price : 18.08
Bid-YTW : 5.67 %
FTS.PR.K FixedReset Disc -1.48 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-12-05
Maturity Price : 22.22
Evaluated at bid price : 22.70
Bid-YTW : 5.48 %
PWF.PF.A Perpetual-Discount -1.31 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-12-05
Maturity Price : 20.38
Evaluated at bid price : 20.38
Bid-YTW : 5.59 %
BN.PF.F FixedReset Disc -1.26 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-12-05
Maturity Price : 23.01
Evaluated at bid price : 24.32
Bid-YTW : 5.91 %
FFH.PR.K FixedReset Prem -1.17 % YTW SCENARIO
Maturity Type : Call
Maturity Date : 2027-03-31
Maturity Price : 25.00
Evaluated at bid price : 25.30
Bid-YTW : 4.85 %
ENB.PF.G FixedReset Disc -1.11 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-12-05
Maturity Price : 21.82
Evaluated at bid price : 22.25
Bid-YTW : 6.23 %
ENB.PR.H FixedReset Disc 1.21 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-12-05
Maturity Price : 22.22
Evaluated at bid price : 22.62
Bid-YTW : 5.68 %
PVS.PR.L SplitShare 1.34 % YTW SCENARIO
Maturity Type : Call
Maturity Date : 2026-01-04
Maturity Price : 26.00
Evaluated at bid price : 26.50
Bid-YTW : -17.46 %
POW.PR.G Perpetual-Discount 1.39 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-12-05
Maturity Price : 24.55
Evaluated at bid price : 24.80
Bid-YTW : 5.73 %
PWF.PR.P FixedReset Disc 2.10 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-12-05
Maturity Price : 18.95
Evaluated at bid price : 18.95
Bid-YTW : 5.82 %
MFC.PR.F FixedReset Ins Non 6.74 % YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-12-05
Maturity Price : 18.70
Evaluated at bid price : 18.70
Bid-YTW : 5.56 %
Volume Highlights
Issue Index Shares
Traded
Notes
PWF.PR.P FixedReset Disc 349,977 YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-12-05
Maturity Price : 18.95
Evaluated at bid price : 18.95
Bid-YTW : 5.82 %
POW.PR.I Perpetual-Premium 51,525 YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-12-05
Maturity Price : 24.68
Evaluated at bid price : 25.08
Bid-YTW : 5.67 %
BN.PF.I FixedReset Prem 43,700 YTW SCENARIO
Maturity Type : Call
Maturity Date : 2027-03-31
Maturity Price : 25.00
Evaluated at bid price : 25.55
Bid-YTW : 4.45 %
FFH.PR.I FixedReset Disc 40,100 YTW SCENARIO
Maturity Type : Call
Maturity Date : 2026-01-30
Maturity Price : 25.00
Evaluated at bid price : 25.15
Bid-YTW : 4.66 %
BN.PR.X FixedReset Disc 35,600 YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-12-05
Maturity Price : 19.82
Evaluated at bid price : 19.82
Bid-YTW : 5.91 %
CU.PR.K Perpetual-Discount 31,700 YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-12-05
Maturity Price : 24.62
Evaluated at bid price : 25.01
Bid-YTW : 5.62 %
There were 11 other index-included issues trading in excess of 10,000 shares.
Wide Spread Highlights
See TMX DataLinx: ‘Last’ != ‘Close’ and the posts linked therein for an idea of why these quotes are so horrible.
Issue Index Quote Data and Yield Notes
IFC.PR.F Insurance Straight Quote: 21.90 – 24.55
Spot Rate : 2.6500
Average : 1.6193

YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-12-05
Maturity Price : 21.61
Evaluated at bid price : 21.90
Bid-YTW : 6.16 %

ENB.PF.G FixedReset Disc Quote: 22.25 – 24.00
Spot Rate : 1.7500
Average : 1.0210

YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-12-05
Maturity Price : 21.82
Evaluated at bid price : 22.25
Bid-YTW : 6.23 %

PWF.PR.T FixedReset Disc Quote: 24.06 – 25.06
Spot Rate : 1.0000
Average : 0.6075

YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-12-05
Maturity Price : 22.98
Evaluated at bid price : 24.06
Bid-YTW : 5.46 %

BN.PR.T FixedReset Disc Quote: 20.52 – 21.65
Spot Rate : 1.1300
Average : 0.7812

YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-12-05
Maturity Price : 20.52
Evaluated at bid price : 20.52
Bid-YTW : 6.18 %

MFC.PR.J FixedReset Ins Non Quote: 24.41 – 25.40
Spot Rate : 0.9900
Average : 0.6709

YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-12-05
Maturity Price : 23.28
Evaluated at bid price : 24.41
Bid-YTW : 5.61 %

POW.PR.C Perpetual-Premium Quote: 25.05 – 25.75
Spot Rate : 0.7000
Average : 0.4236

YTW SCENARIO
Maturity Type : Limit Maturity
Maturity Date : 2055-12-05
Maturity Price : 24.83
Evaluated at bid price : 25.05
Bid-YTW : 5.88 %

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